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  Buffalo Lake Lending Loan
Buffalo Lake Lending Loan
in Personal Loans from Buffalo Lake Lending
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Buffalo Lake Lending Loan

Unaffiliated
in Personal Loans from Buffalo Lake Lending
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Highlights
APR N/A
Loan Amount $200 - $2,000
Loan Term (Months) 3 - 18 months

Buffalo Lake Lending Loan Review

Buffalo Lake Lending Loan is offered by Buffalo Lake Lending, a direct lender founded in and based in Thompson, SD. Buffalo Lake Lending Loan is available in 33 states across the USA.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
  • Fast access to funds. In some cases, you can get your money within 1 business day*.
  • Small-dollar loans. Buffalo Lake Lending Loan has a maximum loan amount of just $2,000.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Buffalo Lake Lending Loan early.
  • Short loan terms. Buffalo Lake Lending Loan have loan terms as short as 3 months.

Buffalo Lake Lending Loan Pros & Cons

Pros Cons
  • Considers applicants with fair credit.
  • Funding available within 1 business day.
  • Charges an origination fee.
  • Small loan amounts (maximum of $2,000).
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.

Buffalo Lake Lending Loan FAQ

What interest rates and personal loan terms does Buffalo Lake Lending Loan offer?

Buffalo Lake Lending Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Buffalo Lake Lending Loan offer?

Buffalo Lake Lending Loan offers a variable APR personal loan product but they do not disclose their interest rates.

How much can you borrow via Buffalo Lake Lending Loan?

Business loan amounts start at $200 and go up to $2,000.

What is the maximum loan term you can get with Buffalo Lake Lending Loan?

Buffalo Lake Lending Loan offers loans with terms of up to 18 months.

Buffalo Lake Lending Loan Interest Rates & Loan Terms
Personal Loan Amount $200 - $2000
Loan Term 3 - 18 months
APR N/A

What fees does Buffalo Lake Lending Loan charge?

Does Buffalo Lake Lending Loan charge an origination fee?

Buffalo Lake Lending Loan may charge a personal loan origination fee.

Does Buffalo Lake Lending Loan charge a late fee?

No, Buffalo Lake Lending Loan will not charge you a late fee if you miss one of the monthly payments.

Does Buffalo Lake Lending Loan charge prepayment fees?

No, Buffalo Lake Lending Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Buffalo Lake Lending Loan Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Buffalo Lake Lending Loan?

When it comes to credit scores, Buffalo Lake Lending doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Buffalo Lake Lending Loan does not have or does not disclose a minimum annual income eligibility requirement. Buffalo Lake Lending Loan only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Buffalo Lake Lending Loan product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Buffalo Lake Lending Loan. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid personal checking account
  • Proof of income
  • Driver's license
Buffalo Lake Lending Loan Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 850 FICO

    What is the estimated funding time for a personal loan via Buffalo Lake Lending Loan?

    Buffalo Lake Lending Loan will typically approve (or deny) a loan application within 24 hours and fund loans within 1 business day of approval.

    Does Buffalo Lake Lending Loan report your account activity to credit bureaus?

    Yes, Buffalo Lake Lending Loan reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Hours of Operation

    • Sunday All Day
    • Monday All Day
    • Tuesday All Day
    • Wednesday All Day
    • Thursday All Day
    • Friday All Day
    • Saturday All Day

    About Buffalo Lake Lending Loan

    Availability

      Available in 33 states
    • Alabama
    • California
    • Delaware
    • Georgia
    • Iowa
    • Idaho
    • Illinois
    • Indiana
    • Kansas
    • Kentucky
    • Louisiana
    • Massachusetts
    • Maine
    • Michigan
    • Missouri
    • Mississippi
    • Montana
    • North Dakota
    • Nebraska
    • New Hampshire
    • New Mexico
    • Nevada
    • Ohio
    • Oklahoma
    • Oregon
    • Rhode Island
    • South Carolina
    • Tennessee
    • Texas
    • Utah
    • Washington
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Checking Account Required
    Employment Statuses Considered
    • Other
    • Employed Full-Time
    • Employed Part-Time
    • Self-Employed
    • Retired
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Supported Income Types
    • Direct Deposit (W2, SSA, SSDI)
    • Cash
    • Payroll Check or Prepaid Card
    • 1099 Misc. Income
    • Tax Returns
    Verification Documents Required
    • Driver License (or other photo ID)
    • Proof of Income
    Credit Score Range 300 - 850
    Approval Speed 24 hours
    Credit Bureau Reporting
    • Experian
    • Equifax
    • TransUnion
    Funding Time Range 1 day
    Payment Options
    • Automatic Payments
    • Check by mail
    • Storefront
    • Credit/Debit Card
    • Cash
    • Bank Transfer
    • Apple Pay
    APR Type Variable APR
    Loan Amount $200 - $2,000
    Loan Term 3 - 18 months

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