Is Buffalo Lake Lending Loan the right fit for you?
Last Updated: 02/24/2026
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Highlights
APR (Variable APR)
N/A
Amount Range
$200 - $2,000
Loan Term (Months)
3 - 18
Buffalo Lake Lending Loan Review
Buffalo Lake Lending Loan is offered by Buffalo Lake Lending, a direct lender founded in 2021 and based in Thompson, SD. Buffalo Lake Lending Loan are available in 33 states.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
- Fast access to funds. If approved, Buffalo Lake Lending will send the money in as little as 24 hours.
- Small-dollar loans. Buffalo Lake Lending Loan has a maximum loan amount of just $2,000 .
- Short loan terms. Buffalo Lake Lending Loan have loan terms as short as 3 months.
Buffalo Lake Lending Loan Pros & Cons
| Pros | Cons |
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Buffalo Lake Lending Loan FAQ
What interest rates and personal loan terms does Buffalo Lake Lending Loan offer?
Buffalo Lake Lending Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Buffalo Lake Lending Loan offer?
Buffalo Lake Lending Loan offers a variable APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Buffalo Lake Lending Loan?
Personal loan amounts start at $200 and go up to $2,000
What is the maximum loan term you can get with Buffalo Lake Lending Loan?
Buffalo Lake Lending Loan offers loans with terms of up to 18 months.
| Personal Loan Amount | $200 - $2000 |
| Loan Term | 3 - 18 months |
| APR | N/A |
What fees does Buffalo Lake Lending Loan charge?
Does Buffalo Lake Lending Loan charge an origination fee?
Buffalo Lake Lending Loan may charge a personal loan origination fee .
Does Buffalo Lake Lending Loan charge a late fee?
Buffalo Lake Lending Loan does not disclose whether it charges late payment fees.
Does Buffalo Lake Lending Loan charge prepayment fees?
No, Buffalo Lake Lending Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Buffalo Lake Lending Loan?
When it comes to credit scores, Buffalo Lake Lending Loan doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Buffalo Lake Lending Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Buffalo Lake Lending Loan.
To qualify, applicants may need to provide the following documentation:
- Applicants must have an active and valid personal checking account
- Proof of income
- Driver's license or other government photo ID
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Application Types Accepted |
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| Credit Score | 300 - 850 VantageScore |
What is the estimated funding time for a personal loan via Buffalo Lake Lending Loan?
Buffalo Lake Lending Loan will typically fund loans within 1 business day of approval and clearing necessary verifications.
Does Buffalo Lake Lending Loan report your account activity to credit bureaus?
Yes, Buffalo Lake Lending Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Buffalo Lake Lending perform a hard credit pull?
Yes, Buffalo Lake Lending Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Buffalo Lake Lending Loan legit?
Buffalo Lake Lending was founded in 2021. It is an established company that has been in business for 5 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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SuperMoney Net Recommendation Score
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Buffalo Lake Lending Loan Community Reviews
Would you recommend Buffalo Lake Lending Loan to your friends?
Eriyanna M.
Sep 17, 2024
May or may not recommend
I Got A Loan For $200 And They Said I Owe The $642 . This Is Illegal . How Do I Owe Yall Almost $1000 And Yall Only Gave Me $200 ?? Highly Would Not Recommend EVER !
Showing 1 of 1 reviews
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