| Community Rating | Strongly not recommended |
| APR (Fixed APR) | 35.52% - 139.13% |
| Loan Amount | $2,600 - $25,000 |
| Loan Term (Months) | N/A |
| Number of Reviews | 9 |
CashCall Personal Loans Review
CashCall Personal Loans is offered by CashCall, a direct lender founded in 2003 and based in Irvine, CA. CashCall Personal Loans is available in 5 states across the USA.
- APRs starting at 35.52%. Personal loan interest rates typically range between 5% and 36%. The starting rates for CashCall Personal Loans are on the higher end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Hard credit pull required. You can't check your rates or see if you prequalify for CashCall Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
| Pros | Cons |
|---|---|
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What rates and terms does CashCall Personal Loans offer?
CashCall Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does CashCall Personal Loans offer?
CashCall Personal Loans offers a fixed APR personal loan product that ranges from 35.52% APR up to 139.13% APR.
How much can you borrow via CashCall Personal Loans?
Loan amounts start at $2,600 and go up to $25,000
| Loan Amount | $2600 - $25000 |
| Loan Term | N/A |
| APR | 35.52% - 139.13% |
What fees does CashCall Personal Loans charge?
Does CashCall Personal Loans charge an origination fee?
CashCall Personal Loans may charge a loan origination fee.
Does CashCall Personal Loans charge a late fee?
Yes, CashCall Personal Loans may charge borrowers a late payment fee.
Does CashCall Personal Loans charge prepayment fees?
No, CashCall Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for CashCall Personal Loans?
Applicants with a credit score of at least 640 and up to 850 may be eligible for CashCall Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.CashCall Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the CashCall Personal Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 640 - 850 |
What is the estimated funding time for a personal loan via CashCall Personal Loans?
CashCall Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
Contact
- Headquarters
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19500 Jamboree Road
Irvine, CA 92612 - (866) 708-5626
- Visit Site
Other Services by CashCall
Message From Our Editor
Availability
- Arizona
- California
- Idaho
- Missouri
- Utah
CashCall Personal Loans Community Reviews
Would you recommend CashCall Personal Loans to your friends?
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