CashCall Personal Loans
in Personal Loans from CashCallUnaffiliated
CashCall Personal LoansUnaffiliated
in Personal Loans from CashCall
Strongly not recommended
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CashCall Personal Loans Review
CashCall Personal Loans is offered by CashCall, a direct lender founded in 2003 and based in Irvine, CA. CashCall Personal Loans is available in 5 states across the USA.
- Fast access to cash. In some cases you can get your money within 1 business day.
- Fair credit accepted. The credit score needed for CashCall Personal Loans is relatively low. Borrowers with a credit score as low as 640 may qualify for CashCall Personal Loans.
- Hard credit pull required. You can't check your rates or see if you prequalify for CashCall Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
CashCall Personal Loans Pros and Cons:
What rates and terms does CashCall Personal Loans offer?
CashCall Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does CashCall Personal Loans offer?
CashCall Personal Loans offers a personal loan product that ranges from 35.52% APR up to 139.13% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via CashCall Personal Loans?
Loan amounts start at $2,600 and go up to $25,000.
|Loan Amount||$2600 - $25000|
|APR||35.52% - 139.13%|
What fees does CashCall Personal Loans charge?
Does CashCall Personal Loans charge an origination fee?
CashCall Personal Loans may charge a loan origination fee.
Does CashCall Personal Loans charge a late fee?
Yes, CashCall Personal Loans may charge borrowers a late payment fee.
Does CashCall Personal Loans charge prepayment fees?
No, CashCall Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for CashCall Personal Loans?Applicants with a credit score of at least 640 and up to 850 are eligible for CashCall Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
CashCall Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the CashCall Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
|Bank Account Required?||No|
|Application Types Accepted||
|Credit Score||640 - 850|
What is the estimated funding time for a personal loan via CashCall Personal Loans?
CashCall Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.
Other Services by CashCall
|No Prepayment Fee|
|Immigration Status Considered||U.S. Permanent Resident|
|Joint Loan Applications Accepted||Individual Applications|
|Verification Documents Required||
|Credit Score Range||
640 - 850
|Loan Amount||$2,600 - $25,000|
|APR||35.52% - 139.13%|