CashCall Personal Loans Review

CashCall Personal Loans is offered by CashCall, a direct lender founded in 2003 and based in Irvine, CA. CashCall Personal Loans is available in 5 states across the USA.

Key takeaways

• Fast access to cash. In some cases you can get your money within 1 business day.
• Fair credit accepted. The credit score needed for CashCall Personal Loans is relatively low. Borrowers with a credit score as low as 640 may qualify for CashCall Personal Loans.
• Hard credit pull required. You can't check your rates or see if you prequalify for CashCall Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.

CashCall Personal Loans Pros and Cons:

What rates and terms does CashCall Personal Loans offer?

CashCall Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What fees does CashCall Personal Loans charge?

What do you need to qualify for CashCall Personal Loans?

CashCall Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the CashCall Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Driver's license

What is the estimated funding time for a personal loan via CashCall Personal Loans?

CashCall Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.