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Last Updated: 04/18/2025

Community First Bank Personal Loans

in Personal Loans from Community First Bank

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Fixed APR)

N/A

Amount Range

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Loan Term (Months)

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Community First Bank Personal Loans Review

Community First Bank Personal Loans is offered by Community First Bank, a bank founded in 0 and based in New Iberia, LA. Community First loan are available in 1 state.

Key Takeaways

Community First loan Pros & Cons

Pros

Cons

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Charges prepayment fees.
No co-sign option available.

Community First loan FAQ

What interest rates and personal loan terms does Community First loan offer?

Community First loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Community First loan offer?

Community First loan offers a fixed APR personal loan product but they do not disclose their interest rates.

Community First loan Interest Rates & Loan Terms

Personal Loan Amount

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Loan Term

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APR

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What fees does Community First loan charge?

Does Community First loan charge an origination fee?

Community First loan may charge a personal loan origination fee .

Does Community First loan charge a late fee?

Community First loan does not disclose whether it charges late payment fees.

Does Community First loan charge prepayment fees?

No, Community First loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Community First loan Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for Community First Bank Personal Loans?

Community First Bank Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Community First Bank Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Community First Bank Personal Loans.

To qualify, applicants may need to provide the following documentation:

Driver's license or other government photo ID
Government issued photo ID
Proof of identity
Proof of citizenship or residence permit

Community First loan Eligibility Criteria

Minimum Age

Bank Account Required?

Credit Score

N/A

Does Community First Bank Personal Loans report your account activity to credit bureaus?

Yes, Community First Bank Personal Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Community First Bank perform a hard credit pull?

Yes, Community First loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1101 East Admiral Doyle Dr.

New Iberia, LA 70560

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 4:00PM

Friday

9:00AM - 5:00PM

Saturday

Closed

Community First Bank Personal Loans

Get Competing Personal Loan Offers

Highlights

Community First Bank Personal Loans Review

Key Takeaways

Community First loan Pros & Cons

Community First loan FAQ

What interest rates and personal loan terms does Community First loan offer?

What interest rates does Community First loan offer?

What fees does Community First loan charge?

Does Community First loan charge an origination fee?

Does Community First loan charge a late fee?

Does Community First loan charge prepayment fees?

What do you need to qualify for Community First Bank Personal Loans?

Does Community First Bank Personal Loans report your account activity to credit bureaus?

Does Community First Bank perform a hard credit pull?

Contact

Hours of Operation

Other Services by Community First Bank