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  Community First Bank Personal Loans

Community First Bank Personal Loans

in Personal Loans from Community First Bank

Unaffiliated

Community First Bank Personal Loans

Unaffiliated

in Personal Loans from Community First Bank

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Highlights
APR  (Fixed APR) N/A
Loan Amount N/A
Loan Term (Months) N/A

Community First Bank Personal Loans Review

Community First Bank Personal Loans is offered by Community First Bank, a bank founded in 0 and based in New Iberia, LA. Community First Bank Personal Loans is available in 1 state across the USA.

Key Takeaways
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  • Hard credit pull required. You can't check your rates or see if you prequalify for Community First Bank Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Community First Bank Personal Loans early.
Community First loan Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.
Community First loan FAQ

What interest rates and personal loan terms does Community First loan offer?

Community First loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Community First loan offer?

Community First loan offers a fixed APR personal loan product but they do not disclose their interest rates.

Community First loan Interest Rates & Loan Terms
Personal Loan Amount N/A
Loan Term N/A
APR N/A

What fees does Community First loan charge?

Does Community First loan charge an origination fee?

Community First loan may charge a personal loan origination fee.

Does Community First loan charge a late fee?

Yes, Community First loan may charge borrowers a late payment fee if you miss one of the monthly payments.

Does Community First loan charge prepayment fees?

Yes, Community First loan may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.

Community First loan Fees
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee No

What do you need to qualify for Community First Bank Personal Loans?

Community First Bank Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Community First Bank Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Community First Bank Personal Loans only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by Community First Bank Personal Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
Community First loan Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Credit Score N/A

Does Community First Bank Personal Loans report your account activity to credit bureaus?

Yes, Community First Bank Personal Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 18
Supported Income Types
  • Payroll Check or Prepaid Card
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion

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