SuperMoney
  Community First Bank Personal Loans

Community First Bank Personal Loans

in Personal Loans from Community First Bank

Unaffiliated

Community First Bank Personal Loans

Unaffiliated

in Personal Loans from Community First Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Community First Bank Personal Loans to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
APR  (Fixed APR) N/A
Loan Amount N/A
Loan Term (Months) N/A

Community First Bank Personal Loans Review

Community First Bank Personal Loans is offered by Community First Bank, a bank founded in 0 and based in New Iberia, LA. Community First Bank Personal Loans is available in 1 state across the USA.

Key Takeaways
    .
  • Hard credit pull required. You can't check your rates or see if you prequalify for Community First Bank Personal Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Community First Bank Personal Loans early.
Community First Bank Personal Loans Pros & Cons
Pros Cons
  • Charges an origination fee.
  • Do not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee.
Community First Bank Personal Loans FAQ

What rates and terms does Community First Bank Personal Loans offer?

Community First Bank Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does Community First Bank Personal Loans offer?

Community First Bank Personal Loans offers a fixed APR personal loan product but they do not disclose their rates.

Community First Bank Personal Loans Rates & Terms
Loan Amount N/A
Loan Term N/A
APR N/A

What fees does Community First Bank Personal Loans charge?

Does Community First Bank Personal Loans charge an origination fee?

Community First Bank Personal Loans may charge a loan origination fee.

Does Community First Bank Personal Loans charge a late fee?

Yes, Community First Bank Personal Loans may charge borrowers a late payment fee.

Does Community First Bank Personal Loans charge prepayment fees?

Yes, Community First Bank Personal Loans may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Community First Bank Personal Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Community First Bank Personal Loans?

Community First Bank Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Community First Bank Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Community First Bank Personal Loans only considers borrowers who are employed.

U.S. citizens are, of course, eligible for the services offered by Community First Bank Personal Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit
Community First Bank Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Credit Score N/A

Does Community First Bank Personal Loans report your account activity to credit bureaus?

Yes, Community First Bank Personal Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Community First Bank

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Minimum Age 18
Supported Income Types
  • Payroll Check or Prepaid Card
Verification Documents Required
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion

Be the first to rate

 

Would you recommend Community First Bank Personal Loans to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Loans