FB&T Personal Loan

FB&T Personal Loan Review

FB&T Personal Loan is offered by FB&T, a bank founded in 1934 and based in Perry, OK. FB&T Personal Loan are available in 1 state across the USA.

Key Takeaways

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• Prequalified rate. You can check your prequalified rate at FB&T with a soft pull that will not affect your credit score.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your FB&T Personal Loan early.
• Cosigner applications accepted. Applying for FB&T Personal Loan with a cosigner can improve your chances of approval and help you qualify for lower interest rates.

FB&T personal loan Pros & Cons

Pros	Cons
Considers applicants with fair credit. Cosigners accepted.	Charges an origination fee. Charges prepayment fees. Charges a late fee.

FB&T personal loan FAQ

What interest rates and personal loan terms does FB&T personal loan offer?

FB&T personal loan has lower than average interest rates for lenders reviewed on SuperMoney.

What fees does FB&T personal loan charge?

What do you need to qualify for FB&T Personal Loan?

Applicants with a credit score of at least 580 and up to 840 may be eligible for FB&T Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

FB&T Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. FB&T Personal Loan only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via FB&T Personal Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by FB&T Personal Loan.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity

FB&T personal loan Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Application Types Accepted	Cosigners
Credit Score	580 - 840

Does FB&T Personal Loan report your account activity to credit bureaus?

Yes, FB&T Personal Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is FB&T a legit company?

FB&T was founded in 1934, it is a well-established company that has been in business for 89 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.