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Last Updated: 04/18/2025

First Security Bank Personal Loans

from First Security Bank

Last Updated: 04/18/2025
First Security Bank Personal Loans logo
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First Security Bank Personal Loans Review

First Security Bank Personal Loans is offered by First Security Bank, a bank founded in 1932 and based in Searcy, AR. First Security Bank loans are available in 1 state.

Key Takeaways

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  • Cosigner required. Applicants must have a cosigner to complete an application.

First Security Bank loans Pros & Cons

First Security Bank loans FAQ

What interest rates and personal loan terms does First Security Bank loans offer?

First Security Bank loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does First Security Bank loans offer?

First Security Bank loans offers a fixed APR personal loan product but they do not disclose their interest rates.

What fees does First Security Bank loans charge?

Does First Security Bank loans charge an origination fee?

First Security Bank loans may charge a personal loan origination fee .

Does First Security Bank loans charge a late fee?

First Security Bank loans does not disclose whether it charges late payment fees.

Does First Security Bank loans charge prepayment fees?

No, First Security Bank loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for First Security Bank Personal Loans?

Applicants with a credit score of at least 650 and up to 840 may be eligible for First Security Bank Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Security Bank Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Security Bank Personal Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does First Security Bank Personal Loans report your account activity to credit bureaus?

Yes, First Security Bank Personal Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does First Security Bank perform a hard credit pull?

Yes, First Security Bank loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are First Security Bank Personal Loans legit?

First Security Bank was founded in 1932, it is a well-established company that has been in business for 94 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Contact

Headquarters

314 N Spring St
Searcy, AR 72143
Visit Site
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Hours of Operation

SundayClosedMonday8:30AM - 5:30PMTuesday8:30AM - 5:30PMWednesday8:30AM - 5:30PMThursday8:30AM - 5:30PMFriday8:30AM - 5:30PMSaturday8:30AM - 12:30PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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