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Last Updated: 04/18/2025

First Security Bank Personal Loans

in Personal Loans from First Security Bank

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Fixed APR)

N/A

Amount Range

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Loan Term (Months)

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First Security Bank Personal Loans Review

First Security Bank Personal Loans is offered by First Security Bank, a bank founded in 1932 and based in Searcy, AR. First Security Bank loans are available in 1 state.

Key Takeaways

First Security Bank loans Pros & Cons

Pros

Cons

Considers applicants with fair credit.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Charges prepayment fees.
No co-sign option available.

First Security Bank loans FAQ

What interest rates and personal loan terms does First Security Bank loans offer?

First Security Bank loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does First Security Bank loans offer?

First Security Bank loans offers a fixed APR personal loan product but they do not disclose their interest rates.

First Security Bank loans Interest Rates & Loan Terms

Personal Loan Amount

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Loan Term

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APR

N/A

What fees does First Security Bank loans charge?

Does First Security Bank loans charge an origination fee?

First Security Bank loans may charge a personal loan origination fee .

Does First Security Bank loans charge a late fee?

First Security Bank loans does not disclose whether it charges late payment fees.

Does First Security Bank loans charge prepayment fees?

No, First Security Bank loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

First Security Bank loans Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for First Security Bank Personal Loans?

Applicants with a credit score of at least 650 and up to 840 may be eligible for First Security Bank Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Security Bank Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Security Bank Personal Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Driver's license or other government photo ID
Government issued photo ID
Proof of identity

First Security Bank loans Eligibility Criteria

Minimum Age

Bank Account Required?

Credit Score

650 - 840

Does First Security Bank Personal Loans report your account activity to credit bureaus?

Yes, First Security Bank Personal Loans reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does First Security Bank perform a hard credit pull?

Yes, First Security Bank loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are First Security Bank Personal Loans legit?

First Security Bank was founded in 1932, it is a well-established company that has been in business for 94 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

314 N Spring St

Searcy, AR 72143

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:30PM

Tuesday

8:30AM - 5:30PM

Wednesday

8:30AM - 5:30PM

Thursday

8:30AM - 5:30PM

Friday

8:30AM - 5:30PM

Saturday

8:30AM - 12:30PM

First Security Bank Personal Loans

Get Competing Personal Loan Offers

Highlights

First Security Bank Personal Loans Review

Key Takeaways

First Security Bank loans Pros & Cons

First Security Bank loans FAQ

What interest rates and personal loan terms does First Security Bank loans offer?

What interest rates does First Security Bank loans offer?

What fees does First Security Bank loans charge?

Does First Security Bank loans charge an origination fee?

Does First Security Bank loans charge a late fee?

Does First Security Bank loans charge prepayment fees?

What do you need to qualify for First Security Bank Personal Loans?

Does First Security Bank Personal Loans report your account activity to credit bureaus?

Does First Security Bank perform a hard credit pull?

Are First Security Bank Personal Loans legit?

Contact

Hours of Operation

Other Services by First Security Bank