LendingPoint Personal Loans
in Personal Loans from LendingPoint LLC
Claimed Visit Site Find My Best RateLendingPoint Personal Loans
in Personal Loans from LendingPoint LLC
Would you recommend LendingPoint Personal Loans to your friends?
| Community Rating | Mostly recommended |
| Loan Amount | $2,000 - $25,000 |
| APR (Fixed APR) | 15.49% - 34.99% |
| Loan Term | 24 - 48 months |
| Number of Reviews | 58 |
LendingPoint Personal Loans Review
LendingPoint Personal Loans is a personal loan offering by LendingPoint LLC, a direct lender based in Kennesaw, GA. Founded in 2014, LendingPoint LLC offers access to personal loans in 40 states (and Washington, DC).
What rates and terms does LendingPoint Personal Loans offer?
LendingPoint Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.What personal loan APRs does LendingPoint Personal Loans offer?
LendingPoint Personal Loans offers a fixed APR personal loan product that ranges from 15.49% APR up to 34.99% APR.Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via LendingPoint Personal Loans?
Loan amounts start at $2,000 and go up to $25,000.
What can a personal loan from LendingPoint Personal Loans be used for?
Personal loans from LendingPoint Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.
What is the maximum loan term you can get with LendingPoint Personal Loans?
LendingPoint Personal Loans offers personal loans with terms ranging from 24 to 48 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $2000 - $25000 |
| Loan Term | 24 - 48 months |
| APR | 15.49% - 34.99% |
What fees does LendingPoint Personal Loans charge?
Does LendingPoint Personal Loans charge an origination fee?
LendingPoint Personal Loans charges a loan origination fee of 0% to 6% of the loan amount. LendingPoint Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does LendingPoint Personal Loans charge a late fee?
Yes, LendingPoint Personal Loans may charge borrowers a late payment fee
Does LendingPoint Personal Loans charge prepayment fees?
No, LendingPoint Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | 0% - 6% |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for a loan with LendingPoint Personal Loans?
Applicants with a credit score of at least 590 can apply for a loan via LendingPoint Personal Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify for a LendingPoint Personal Loans loan, applicants need a minimum annual income of $20,000 or higher. LendingPoint Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via LendingPoint Personal Loans. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
| Minimum Age | 18 |
| Bank Account Required? | Yes |
| Joint Applications Accepted? | Yes |
| Credit Score | 590 - 720 |
What is the estimated funding time for a personal loan via LendingPoint Personal Loans?
LendingPoint Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
Does LendingPoint Personal Loans report loan payments to credit bureaus?
LendingPoint Personal Loans may report credit data to the following credit reporting agencies:
- Experian
- Transunion
Contact
- Headquarters
-
1201 Roberts Blvd #200
Kennesaw, GA 30144 USA - (888) 969-0959
- Visit Site
Message from LendingPoint LLC
Other Services by LendingPoint LLC
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
LendingPoint Personal Loans Community Reviews
Would you recommend LendingPoint Personal Loans to your friends?
