Last Updated: 04/18/2025
Mariner Finance Personal Loans
Unaffiliated
in Personal Loans from Mariner Finance LLC
Last Updated: 04/18/2025
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Highlights
Community Rating
Strongly recommended
APR (Fixed APR)
24% - 36%(Verified 06/21/2024)
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Amount Range
$1,000 - $25,000
Loan Term (Months)
12 - 60
Number of Reviews
Mariner Finance Personal Loans Review
Mariner Finance Personal Loans is offered by Mariner Finance LLC, a direct lender founded in 2002 and based in Baltimore, MD. Mariner Finance personal loans are available in 22 states.
Key Takeaways
- APRs starting at 24%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Mariner Finance Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Prequalified rate. You can check your prequalified rate at Mariner Finance LLC with a soft pull that will not affect your FICO or VantageScore.
- Origination fees of 2% to 5%. This is average for lenders that charge origination fees. Don't forget that these fees are deducted from the loan amount, so take them into account when deciding how much money to borrow.
Mariner Finance personal loans Pros & Cons
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Mariner Finance personal loans FAQ
What interest rates and personal loan terms does Mariner Finance personal loans offer?
Mariner Finance personal loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Mariner Finance personal loans offer?
Mariner Finance personal loans offers a fixed APR personal loan product that ranges from 24% APR up to 36% APR.
How much can you borrow via Mariner Finance personal loans?
Personal loan amounts start at $1,000 and go up to $25,000
What is the maximum loan term you can get with Mariner Finance personal loans?
Mariner Finance personal loans offers loans with terms of up to 60 months.
| Personal Loan Amount | $1000 - $25000 |
| Loan Term | 12 - 60 months |
| APR | 24% - 36% |
What fees does Mariner Finance personal loans charge?
Does Mariner Finance personal loans charge an origination fee?
Mariner Finance personal loans may charge a personal loan origination fee of 2% to 5% of the personal loan amount . Mariner Finance personal loans deducts the origination fee directly from your personal loan amount, so make sure you take this fee into account when deciding how much you need to borrow.
Does Mariner Finance personal loans charge a late fee?
Mariner Finance personal loans does not disclose whether it charges late payment fees.
Does Mariner Finance personal loans charge prepayment fees?
No, Mariner Finance personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | 2% - 5% |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Mariner Finance Personal Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Mariner Finance Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Mariner Finance Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mariner Finance Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 600 - 850 |
What is the estimated funding time for a personal loan via Mariner Finance personal loans?
Mariner Finance personal loans will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.
Does Mariner Finance Personal Loans report your account activity to credit bureaus?
Yes, Mariner Finance Personal Loans reports to the following credit bureaus:
- Equifax
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mariner Finance LLC perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. Mariner Finance personal loans allows you to check your rates with a soft credit pull.
Are Mariner Finance Personal Loans legit?
Mariner Finance LLC was founded in 2002, it is a well-established company that has been in business for 24 years. Based on their "strongly recommended" SuperMoney community rating, they appear to be a very reputable company.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 7:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - Invalid DateTime
Saturday
Closed