
Mariner Finance Personal Loans
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Community Rating |
Rating not yet determined |
APR (Fixed APR) | 24% - 36% |
Loan Amount | $1,000 - $25,000 |
Loan Term (Months) | 12 - 60 months |
Mariner Finance Personal Loans Review
Mariner Finance Personal Loans is offered by Mariner Finance LLC, a direct lender founded in 2002 and based in Baltimore, MD. Mariner Finance Personal Loans is available in 22 states across the USA.
- APRs starting at 24%. Personal loan interest rates typically range between 5% and 36%. The starting rates for Mariner Finance Personal Loans are on the higher end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Prequalified rate. You can check your prequalified rate at Mariner Finance LLC with a soft pull that will not affect your credit score.
- Origination fees of up to 5%. This is average for lenders that charge origination fees. However, plenty of lenders don't charge them. Origination fees are deducted from the loan amount, so consider them when deciding how much you need to borrow.
- Cosigner applications accepted. Applying for Mariner Finance Personal Loans with a cosigner can improve your chances of approval and help you qualify for lower interest rates.
- Minimum income of $35,000. You will need an annual income of at least $35,000 to apply for Mariner Finance Personal Loans, which is above average for the lenders in our database.
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What interest rates and personal loan terms does Mariner Finance personal loans offer?
Mariner Finance personal loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Mariner Finance personal loans offer?
Mariner Finance personal loans offers a fixed APR personal loan product that ranges from 24% APR up to 36% APR.
How much can you borrow via Mariner Finance personal loans?
Business loan amounts start at $1,000 and go up to $25,000.
What is the maximum loan term you can get with Mariner Finance personal loans?
Mariner Finance personal loans offers loans with terms of up to 60 months.
Personal Loan Amount | $1000 - $25000 |
Loan Term | 12 - 60 months |
APR | 24% - 36% |
What fees does Mariner Finance personal loans charge?
Does Mariner Finance personal loans charge an origination fee?
Mariner Finance personal loans may charge a personal loan origination fee of 2% to 5% of the personal loan amount. Mariner Finance personal loans deducts the origination fee directly from your personal loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does Mariner Finance personal loans charge a late fee?
No, Mariner Finance personal loans will not charge you a late fee if you miss one of the monthly payments.
Does Mariner Finance personal loans charge prepayment fees?
No, Mariner Finance personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | 2% - 5% |
Prepayment Fee | No |
Late Payment Fee | No |
What do you need to qualify for Mariner Finance Personal Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Mariner Finance Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.To qualify for personal loans with Mariner Finance Personal Loans, applicants need a minimum annual income of $35,000 or higher. Mariner Finance Personal Loans only considers borrowers who are employed and meet the minimum income requirement. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Mariner Finance Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Mariner Finance Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license
- Proof of citizenship or residence permit
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 600 - 850 |
What is the estimated funding time for a personal loan via Mariner Finance personal loans?
Mariner Finance personal loans will typically approve (or deny) a loan application within 24 hours and fund loans within 7 business days of approval.
Does Mariner Finance Personal Loans report your account activity to credit bureaus?
Yes, Mariner Finance Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
-
8211 Town Center Drive
Baltimore, MD 21236 USA - Visit Site
- Email Support
Other Services by Mariner Finance LLC
Availability
- Alabama
- Delaware
- Florida
- Georgia
- Illinois
- Indiana
- Kentucky
- Louisiana
- Maryland
- Mississippi
- Missouri
- New Jersey
- New York
- North Carolina
- Ohio
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Utah
- Virginia
- Wisconsin
Feature Breakdown
No Prepayment Fee | |
Origination Fee (%) | 2% - 5% |
Mariner Finance Personal Loans Community Reviews
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