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  MaxLend Personal Loans

MaxLend Personal Loans

in Personal Loans from Makes Cents Inc.

Claimed

MaxLend Personal Loans

Claimed

in Personal Loans from Makes Cents Inc.

SuperMoney Net Recommendation Score -87% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

4 users recommend
2 users are unsure
69 users don't recommend
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Highlights
Highlights
Community Rating Strongly not recommended
Loan Amount $100 - $2,500
APR  (Fixed APR) 471.78% - 841.45%
Loan Term 6 - 12 months
Number of Reviews 75

MaxLend Personal Loans Review

MaxLend Personal Loans is offered by Makes Cents Inc., a direct lender founded in 2012 and based in Parshall, ND. MaxLend Personal Loans is offered in 36 states (and Washington, DC).

What rates and terms does MaxLend Personal Loans offer?

MaxLend Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does MaxLend Personal Loans offer?

MaxLend Personal Loans offers a fixed APR personal loan product that ranges from 471.78% APR up to 841.45% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via MaxLend Personal Loans?

Loan amounts start at $100 and go up to $2,500.

What can a personal loan from MaxLend Personal Loans be used for?

Personal loans from MaxLend Personal Loans are typically used for special purchases, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with MaxLend Personal Loans?

MaxLend Personal Loans offers personal loans with terms ranging from 6 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

MaxLend Personal Loans Rates & Terms
Loan Amount $100 - $2500
Loan Term 6 - 12 months
APR 471.78% - 841.45%

What fees does MaxLend Personal Loans charge?

Does MaxLend Personal Loans charge an origination fee?

MaxLend Personal Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does MaxLend Personal Loans charge a late fee?

Yes, MaxLend Personal Loans may charge borrowers a late payment fee

Does MaxLend Personal Loans charge prepayment fees?

No, MaxLend Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

MaxLend Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for MaxLend Personal Loans?

Applicants with a credit score of at least 300 and up to 850 are eligible for MaxLend Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with MaxLend Personal Loans, applicants need a minimum annual income of $10,200 or higher. MaxLend Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the MaxLend Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by MaxLend Personal Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Recent pay stubs
MaxLend Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? Yes
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 850

    What is the estimated funding time for a personal loan via MaxLend Personal Loans?

    MaxLend Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 3 business days of approval.

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    Contact

    • Headquarters
    •   PO Box 10
      Parshall, ND 58770
    •   Visit Site

    About MaxLend Personal Loans

    Icon for Personal Loans
    View all personal loans offered by Makes Cents Inc.

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 36 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Colorado
    • Delaware
    • Washington, DC
    • Florida
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Michigan
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • North Carolina
    • Ohio
    • Oklahoma
    • Oregon
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Origination Fee  
    No Prepayment Fee  
    Bank Account Required  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Minimum Annual Income $10,200
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Verification Documents Required
    • Recent Pay Stubs
    Loan Amount $100 - $2.5K
    APR (Fixed APR) 471.78% - 841.45%
    Loan Term 6 - 12 months

    MaxLend Personal Loans Community Reviews

     

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    Other Personal Loans

    Makes Cents Inc. Personal Loans

    Product

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    Loan Amount

    APR

    Loan Term

    Advance.Cash

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    Be the first to rate

    Loan Amount $300 - $1K     $100 $100K+
    APR 472% - 841%
    (Fixed APR)
        4% 200%+ Fixed APR
    Loan Term (Months) 1 - 6     1 180