Last Updated: 04/18/2025
MEMBERS1st Community Credit Union Signature Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 11%(Verified 06/21/2024)
Disclaimer popup with additional information
Amount Range
$500 - $25,000
Loan Term (Months)
Up to 60
MEMBERS1st Community Credit Union Signature Loans Review
MEMBERS1st Community Credit Union Signature Loans is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Signature Loans are available in 1 state.
Key Takeaways
- APRs starting at 11%. Personal loan interest rates typically range between 9% and 36%. The starting rates for MEMBERS1st Community Credit Union Signature Loans are on the higher end of the spectrum.
MEMBERS1st Community Credit Union Signature Loans Pros & Cons
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MEMBERS1st Community Credit Union Signature Loans FAQ
What interest rates and personal loan terms does MEMBERS1st Community Credit Union Signature Loans offer?
MEMBERS1st Community Credit Union Signature Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does MEMBERS1st Community Credit Union Signature Loans offer?
MEMBERS1st Community Credit Union Signature Loans offers a fixed APR personal loan product that starts at 11% APR.
How much can you borrow via MEMBERS1st Community Credit Union Signature Loans?
Personal loan amounts start at $500 and go up to $25,000
What is the maximum loan term you can get with MEMBERS1st Community Credit Union Signature Loans?
MEMBERS1st Community Credit Union Signature Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | $500 - $25000 |
| Loan Term | up to 60 months |
| APR | Starting at 11% |
What fees does MEMBERS1st Community Credit Union Signature Loans charge?
Does MEMBERS1st Community Credit Union Signature Loans charge an origination fee?
MEMBERS1st Community Credit Union Signature Loans may charge a personal loan origination fee .
Does MEMBERS1st Community Credit Union Signature Loans charge a late fee?
MEMBERS1st Community Credit Union Signature Loans does not disclose whether it charges late payment fees.
Does MEMBERS1st Community Credit Union Signature Loans charge prepayment fees?
No, MEMBERS1st Community Credit Union Signature Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for MEMBERS1st Community Credit Union Signature Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for MEMBERS1st Community Credit Union Signature Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. MEMBERS1st Community Credit Union Signature Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by MEMBERS1st Community Credit Union Signature Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 600 - 850 |
Does MEMBERS1st Community Credit Union Signature Loans report your account activity to credit bureaus?
Yes, MEMBERS1st Community Credit Union Signature Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does MEMBERS1st Community Credit Union perform a hard credit pull?
Yes, MEMBERS1st Community Credit Union Signature Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are MEMBERS1st Community Credit Union Signature Loans legit?
MEMBERS1st Community Credit Union was founded in 1964, it is a well-established company that has been in business for 62 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:30AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed