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Last Updated: 04/18/2025

Omni Financial Military Loans

in Personal Loans from Omni Financial Inc.

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Strongly not recommended15 total votes

3 users recommend

12 users don't recommend

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Highlights

Community Rating

Strongly not recommended

APR

7% - 35.95%(Verified 06/21/2024)

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Amount Range

$500 - $10,000

Loan Term (Months)

N/A

Number of Reviews

Omni Financial Military Loans Review

Omni Financial Military Loans is offered by Omni Financial Inc., a direct lender founded in 1950 and based in Las Vegas, NV. Omni Financial are available in 41 states and Washington, DC.

Key Takeaways

Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
Origination fees of up to 10%. This is on the high end for lenders on SuperMoney's database. Origination fees are deducted from the loan amount, so consider them when deciding how much you need to borrow.

Omni Financial Pros & Cons

Pros

Cons

Considers applicants with poor credit.
Get funded in as little as 1 business day.

APRs as high as 35.95%.
Charges an origination fee of up to 10% of the loan amount.
Does not offer pre-approval with soft credit pull.
Omni Financial Military Loans does not report to credit bureaus.
Charges prepayment fees.
No co-sign option available.

Omni Financial FAQ

What interest rates and personal loan terms does Omni Financial offer?

Omni Financial has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Omni Financial offer?

Omni Financial offers a personal loan product that ranges from 7% APR up to 35.95% APR.

How much can you borrow via Omni Financial?

Personal loan amounts start at $500 and go up to $10,000

Omni Financial Interest Rates & Loan Terms

Personal Loan Amount

$500 - $10000

Loan Term

N/A

APR

7% - 35.95%

What fees does Omni Financial charge?

Does Omni Financial charge an origination fee?

Omni Financial may charge a personal loan origination fee of up to 10% of the personal loan amount .

Does Omni Financial charge a late fee?

Yes, Omni Financial may charge a late payment fee if you miss one of the regularly scheduled payments of up to $15.

Does Omni Financial charge prepayment fees?

No, Omni Financial does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Omni Financial Fees

Origination Fee

up to 10%

Prepayment Fee

N/A

Late Payment Fee

$15

What do you need to qualify for Omni Financial Military Loans?

Applicants with a credit score of at least 560 and up to 750 may be eligible for Omni Financial Military Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Omni Financial Military Loans does not have or does not disclose a minimum annual income eligibility requirement.

To qualify, applicants may need to provide the following documentation:

Recent pay stubs
Proof of citizenship or residence permit

Omni Financial Eligibility Criteria

Minimum Age

Bank Account Required?

Credit Score

560 - 750

What is the estimated funding time for a personal loan via Omni Financial?

Omni Financial will typically fund loans within 1 to 7 business days of approval and clearing necessary verifications.

Does Omni Financial Inc. perform a hard credit pull?

Yes, Omni Financial performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Omni Financial Military Loans legit?

Omni Financial Inc. was founded in 1950, it is a well-established company that has been in business for 76 years. Omni Financial Military Loans is strongly not recommended by SuperMoney community users.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

P.O. Box 44215

Las Vegas, NV 89116

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