Omni Financial Military Loans
in Personal Loans from Omni Financial Inc.
Would you recommend Omni Financial Military Loans to your friends?
| Community Rating | Strongly not recommended |
| APR | 7% - 35.95% |
| Loan Amount | $500 - $10,000 |
| Loan Term (Months) | N/A |
| Number of Reviews | 13 |
Omni Financial Military Loans Review
Omni Financial Military Loans is offered by Omni Financial Inc., a direct lender founded in 1950 and based in Las Vegas, NV. Omni Financial Military Loans is available in 41 states (and Washington, DC).
- Fast access to funds. In some cases you can get your money within 1 business day.
- Hard credit pull required. You can't check your rates or see if you prequalify for Omni Financial Military Loans without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Omni Financial Military Loans early.
| Pros | Cons |
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What interest rates and personal loan terms does Omni Financial offer?
Omni Financial has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Omni Financial offer?
Omni Financial offers a personal loan product that ranges from 7% APR up to 35.95% APR.
How much can you borrow via Omni Financial?
Loan amounts start at $500 and go up to $10,000
| Personal Loan Amount | $500 - $10000 |
| Loan Term | N/A |
| APR | 7% - 35.95% |
What fees does Omni Financial charge?
Does Omni Financial charge an origination fee?
Omni Financial may charge a personal loan origination fee of up to 10% of the personal loan amount.
Does Omni Financial charge a late fee?
Yes, Omni Financial may charge borrowers a late payment fee if you miss one of the monthly payments of up to $15, which is triggered if you're 15 days late.
Does Omni Financial charge prepayment fees?
Yes, Omni Financial may charge additional fees to borrowers who pay off their loans sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a personal loan early.
| Origination Fee | up to 10% |
| Prepayment Fee | Yes |
| Late Payment Fee | $15 |
What do you need to qualify for Omni Financial Military Loans?
Applicants with a credit score of at least 560 and up to 750 may be eligible for Omni Financial Military Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Omni Financial Military Loans does not have or does not disclose a minimum annual income eligibility requirement.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members are eligible to apply for a loan via Omni Financial Military Loans. Their rates fall within the limits of The Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 560 - 750 |
What is the estimated funding time for a personal loan via Omni Financial?
Omni Financial will typically approve (or deny) a loan application within 24 hours and fund loans within 7 business days of approval.
Contact
- Headquarters
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P.O. Box 44215
Las Vegas, NV 89116 USA - Visit Site
- Email Support
About Omni Financial Military Loans
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
Feature Breakdown
| Late Fee Amount | $15 |
| Late Fee Grace Period | 15 days |
| Origination Fee (%) | Up to 10% |
Omni Financial Military Loans Community Reviews
Would you recommend Omni Financial Military Loans to your friends?
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