SuperMoney
  PNC Bank Personal Loans

PNC Bank Personal Loans

in Personal Loans from PNC Bank

Unaffiliated

PNC Bank Personal Loans

Unaffiliated

in Personal Loans from PNC Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend PNC Bank Personal Loans to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
APR  (Fixed APR) Starting at 6.24%
Loan Amount $1,000 - $35,000
Loan Term (Months) 6 - 60 months

PNC Bank Personal Loans Review

PNC Bank Personal Loans is offered by PNC Bank, a bank founded in 1845 and based in Pittsburgh, PA. PNC Bank Personal Loans is available in 50 states (and Washington, DC).

Key takeaways

  • No origination fee. PNC Bank Personal Loans does not charge a loan origination fee.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for PNC Bank Personal Loans.
  • Short loan terms. PNC Bank Personal Loans offers loan terms as short as 6 months. Most personal loans have a minimum term of 12 to 36 months.

PNC Bank Personal Loans Pros and Cons:

Pros Cons
  • Low APRs available to qualified borrowers.
  • $0 prepayment fee.
  • $0 origination fee.
  • PNC Bank Personal Loans does not report to credit bureaus.
  • Charges a late fee of up to $40.

What rates and terms does PNC Bank Personal Loans offer?

PNC Bank Personal Loans has lower interest rates than the average for lenders reviewed on SuperMoney.

What APR rate does PNC Bank Personal Loans offer?

PNC Bank Personal Loans offers a fixed APR personal loan product that starts at 6.24% APR. Interest rates vary by state.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via PNC Bank Personal Loans?

Loan amounts start at $1,000 and go up to $35,000.

What can a personal loan from PNC Bank Personal Loans be used for?

Personal loans from PNC Bank Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with PNC Bank Personal Loans?

PNC Bank Personal Loans offers personal loans with terms ranging from 6 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

PNC Bank Personal Loans Rates & Terms
Loan Amount $1000 - $35000
Loan Term 6 - 60 months
APR Starting at 6.24%

What fees does PNC Bank Personal Loans charge?

Does PNC Bank Personal Loans charge an origination fee?

PNC Bank Personal Loans does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does PNC Bank Personal Loans charge a late fee?

Yes, PNC Bank Personal Loans may charge borrowers a late payment fee of up to $40.

Does PNC Bank Personal Loans charge prepayment fees?

No, PNC Bank Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

PNC Bank Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee $40

What do you need to qualify for PNC Bank Personal Loans?

PNC Bank Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

PNC Bank Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. PNC Bank Personal Loans only considers borrowers who are employed. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via PNC Bank Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by PNC Bank Personal Loans. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
PNC Bank Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Co-borrowers
  • Cosigners
  • Individual Applications
  • Credit Score N/A
    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Origination Fee  
    No Prepayment Fee  
    Late Fee Amount $40
    Cosigner Optional  
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Retired
    • Self-Employed
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Joint Loan Applications Accepted
    • Co-borrower
    • Cosigner
    • Individual Applications
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Minimum Age 18
    Verification Documents Required
    • Proof of Identity
    • Proof of Income
    • Social Security Number
    • U.S. Tax Identification Number
    • Driver License (or other photo ID)
    • Proof of citizenship/residence (Green Card)
    Loan Amount $1,000 - $35,000
    APR (Fixed APR) Starting at 6.24%
    Loan Term 6 - 60 months

    Be the first to rate

     

    Would you recommend PNC Bank Personal Loans to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    SUPERMONEY NET RECOMMENDATION SCORE

    0%

    -100% 0% +100%
    No one recommends Everyone recommends

    Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

    Other Personal Loans