TD Bank Personal Loans
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| Community Rating |
Rating not yet determined |
| APR (Fixed APR) | 6.99% - 19.99% |
| Loan Amount | $2,000 - $50,000 |
| Loan Term (Months) | 36 - 60 months |
TD Bank Personal Loans Review
TD Bank Personal Loans is offered by TD Bank, a bank founded in 1855 and based in Wilmington, DE. TD Bank Personal Loans is available in 15 states (and Washington, DC).
- APRs starting at 6.99%. Personal loan interest rates typically range between 5% and 36%. The starting rates for TD Bank Personal Loans are on the lower end of the spectrum.
- Fast access to funds. In some cases you can get your money within 1 business day.
- Large loan amounts. You can apply for loan amounts of up to $50,000 with TD Bank Personal Loans.
- No origination fee. TD Bank Personal Loans does not charge a loan origination fee.
| Pros | Cons |
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What interest rates and personal loan terms does TD Bank Personal Loans offer?
TD Bank Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does TD Bank Personal Loans offer?
TD Bank Personal Loans offers a fixed APR personal loan product that ranges from 6.99% APR up to 19.99% APR.
How much can you borrow via TD Bank Personal Loans?
Business loan amounts start at $2,000 and go up to $50,000.
What is the maximum loan term you can get with TD Bank Personal Loans?
TD Bank Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | $2000 - $50000 |
| Loan Term | 36 - 60 months |
| APR | 6.99% - 19.99% |
What fees does TD Bank Personal Loans charge?
Does TD Bank Personal Loans charge an origination fee?
TD Bank Personal Loans does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does TD Bank Personal Loans charge a late fee?
No, TD Bank Personal Loans will not charge you a late fee if you miss one of the monthly payments of up to $10.
Does TD Bank Personal Loans charge prepayment fees?
No, TD Bank Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | 0% |
| Prepayment Fee | No |
| Late Payment Fee | up to $10 |
What do you need to qualify for TD Bank Personal Loans?
TD Bank Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.TD Bank Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. TD Bank Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via TD Bank Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by TD Bank Personal Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
What is the estimated funding time for a personal loan via TD Bank Personal Loans?
TD Bank Personal Loans will typically approve (or deny) a loan application within 1 hour and fund loans within business day of approval.
Does TD Bank Personal Loans report your account activity to credit bureaus?
Yes, TD Bank Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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2035 Limestone Road
Wilmington, DE 19808 - (877) 300-4020
- Visit Site
- Email Support
Other Services by TD Bank
Availability
- Connecticut
- Washington, DC
- Delaware
- Florida
- Massachusetts
- Maryland
- Maine
- North Carolina
- New Hampshire
- New Jersey
- New York
- Pennsylvania
- Rhode Island
- South Carolina
- Virginia
- Vermont
Feature Breakdown
| No Origination Fee | |
| No Prepayment Fee | |
| Origination Fee ($) | $0 |
| Origination Fee (%) | 0% |
| Late Fee Amount | Up to $10 |
TD Bank Personal Loans Community Reviews
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