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  READY Debit Visa Prepaid Card

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READY Debit Visa Prepaid Card
in Prepaid Debit Cards from READYDebit

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READY Debit Visa Prepaid Card

in Prepaid Debit Cards from READYDebit
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

2 users recommend
0 users are unsure
2 users don't recommend
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Highlights
Community Rating

Rating not yet determined  
Card Reload Fee $0 - $4.95
Monthly Maintenance Fee Up to $9.95
(Verified 08/04/2023)
Signature Purchase Transaction Fee $1
PIN Purchase Transaction Fee $1

READY Debit Visa Prepaid Card Review

READY Debit Visa Prepaid Card is no longer available to new customers on SuperMoney.

Click here to compare Prepaid Debit Cards and quickly find the best options for your needs.

The READY Debit Visa Prepaid Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

READY Debit Visa Prepaid Card Pros & Cons

The Good The Bad
  • READY Debit Visa Prepaid Card does not require a credit check.
  • Free in-network ATM withdrawal
  • Card holders can earn up to $100 cash back annually.
  • Card holders with direct deposit can track their credit score for free with Score Tracker.
  • Charges a monthly maintenance fee of up to $9.95.
  • You may have to pay a fee of up to $4.95 every time you load the card
  • Charges a $1 PIN purchase transaction fee
  • Charges a $1 signature purchase transaction fee
  • No fee free ATMs
  • High ATM balance inquiry fee.

READY Debit Visa Prepaid Card FAQ

Who issues READY Debit Visa Prepaid Card?

READY Debit Visa Prepaid Card is issued by READYDebit, which is based in Nampa, ID and was founded in 2006.

What fees does READY Debit Visa Prepaid Card charge?

READY Debit Visa Prepaid Card charges a monthly fee of up to $9.95. There is a signature transaction fee of $1 every time a merchant requires signature-based authentification. Purchases that require entering a pin to validate also come with a $1 fee.

READY Debit Visa Prepaid Card Prepaid Card Fees
Description
ATM Balance Inquiry $1.50
Activation Fee $0 - $4.95
Card Replacement Fee $2.95
Close Account Fee $0
Free In-Network ATM Withdrawal?
Card Reload Fee $0 - $4.95
Signature Purchase Transaction Fee $1
PIN Purchase Transaction Fee $1

How Much Does READY Debit Visa Prepaid Card Cost?

There is no activation fee.

Notice this card charges a monthly maintenance fee of up to $9.95.

There is a reload fee of up to $4.95 fee every time you reload the card.

Does READY Debit Visa Prepaid Card charge an activation fee?

READY Debit Visa Prepaid Card does not charge an activation fee.

What is the daily ATM withdrawal for READY Debit Visa Prepaid Card?

READY Debit Visa Prepaid Card has a daily ATM withdrawal limit of $500.

What is daily direct deposit limit for READY Debit Visa Prepaid Card?

READY Debit Visa Prepaid Card sets a daily direct deposit limit of $10,000.

What is the Card Replacement Fee for READY Debit Visa Prepaid Card?

You will need to pay $2.95, if you need a card replacement.

What is the Maximum Balance for READY Debit Visa Prepaid Card?

The maximum balance you can have on READY Debit Visa Prepaid Card is $10,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for READY Debit Visa Prepaid Card

  • Visit the READYDebit website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday Closed
  • Tuesday Closed
  • Wednesday Closed
  • Thursday Closed
  • Friday Closed
  • Saturday Closed

About READY Debit Visa Prepaid Card

View READYDebit Profile

Feature Breakdown

Free Customer Service
Daily ATM Withdrawal Limit $500
ATM Fee: In-Network $2.50
ATM Fee: Out-of-Network Starting at $2.50
Additional Card Fee Amount $2.95
Monthly Maintenance Fee Up to $9.95
(Verified 08/04/2023)
Credit Score Range 300 - 850
Activation Fee $0 - $4.95
Free In-Network ATM Withdrawal
Card Reload Fee $0 - $4.95
Signature Purchase Transaction Fee $1
PIN Purchase Transaction Fee $1

READY Debit Visa Prepaid Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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