SuperMoney 
  READY Debit Visa Prepaid Card

READY Debit Visa Prepaid Card

in Prepaid Cards from READYDebit

Claimed

READY Debit Visa Prepaid Card

Claimed

in Prepaid Cards from READYDebit

Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
1 user recommends
0 users are unsure
1 user doesn't recommend
Cast your vote
Cast your vote

Would you recommend READY Debit Visa Prepaid Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Community Rating

Rating not yet determined

In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Max Monthly Service Fee $9.95
Card Reload Fee $0 - $4.95
Signature Purchase Transaction Fee $1
PIN Purchase Transaction Fee $1
Max Balance $10,000

READY Debit Visa Prepaid Card Review

The READY Debit Visa Prepaid Card is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

READY Debit Visa Prepaid Card does not require a credit check, so approval is guaranteed. However, it will not help you build credit and some online merchants don't accept prepaid cards.

Pros & Cons of READY Debit Visa Prepaid Card
Pros Cons
  • Free in-network ATM withdrawal
  • There is no fee for loading your card
  • Card holders can earn up to $100 cash back annually.
  • Card holders with direct deposit can track their credit score for free with Score Tracker.
  • Charges a monthly maintenance fee of $9.95.
  • Charges a $1 PIN purchase transaction fee
  • Charges a $1 signature purchase transaction fee
  • No fee free ATMs
  • High ATM balance inquiry fee.
  • Who issues READY Debit Visa Prepaid Card?

    READY Debit Visa Prepaid Card is issued by READYDebit, which is based in Nampa, ID and was founded in 2006.

    What fees does READY Debit Visa Prepaid Card charge?

    READY Debit Visa Prepaid Card charges a monthly fee of up to $9.95. There is a signature transaction fee of $1 every time a merchant requires signature-based authentification. Purchases that require entering a pin to validate also come with a $1 fee.

    READY Debit Visa Prepaid Card Prepaid Card Fees
    Description
    Max Monthly Service Fee $9.95
    Close Account Fee $0
    Card Replacement Fee $2.95
    Additional Card Fee Amount $2.95
    ATM Balance Inquiry $1.50
    Free In-Network ATM Withdrawal? Yes
    Signature Purchase Transaction Fee $1
    PIN Purchase Transaction Fee $1
    Activation Fee $0 - $4.95
    Card Reload Fee $0 - $4.95

    How Much Does READY Debit Visa Prepaid Card Cost?

    There is no activation fee.

    Notice this card charges a monthly maintenance fee of up to $9.95.

    There is a reload fee of up to $4.95 fee every time you reload the card.

    Does READY Debit Visa Prepaid Card charge an activation fee?

    READY Debit Visa Prepaid Card does not charge an activation fee.

    What is the daily ATM withdrawal for READY Debit Visa Prepaid Card?

    READY Debit Visa Prepaid Card has a daily ATM withdrawal limit of $500.

    What is daily direct deposit limit for READY Debit Visa Prepaid Card?

    READY Debit Visa Prepaid Card sets a daily direct deposit limit of $10,000.

    What is the Card Replacement Fee for READY Debit Visa Prepaid Card?

    You will need to pay $2.95, if you need a card replacement.

    What is the Maximum Balance for READY Debit Visa Prepaid Card?

    The maximum balance you can have on READY Debit Visa Prepaid Card is $10,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

    How to apply for READY Debit Visa Prepaid Card

    • Visit the READYDebit website.
    • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
    • Check the information is accurate and submit your application.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    About READY Debit Visa Prepaid Card

    Icon for Prepaid Cards
    View all prepaid cards offered by READYDebit

    Feature Breakdown

    Free Customer Service  
    Daily ATM Withdrawal Limit $500
    ATM Fee: In-Network $2.50
    ATM Fee: Out-of-Network $2.50
    Free FICO Score  
    Activation Fee $0 - $4.95
    Card Reload Fee $0 - $4.95
    Free In-Network ATM Withdrawal  
    Max Monthly Service Fee $9.95
    Signature Purchase Transaction Fee $1
    PIN Purchase Transaction Fee $1

    READY Debit Visa Prepaid Card Community Reviews

     

    Would you recommend READY Debit Visa Prepaid Card to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Prepaid Cards

    Netspend Small Business Prepaid Mastercard
    Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

    3 Reviews

    READYDebit Prepaid Cards

    Product

    Reviews

    Max Monthly Service Fee

    Card Reload Fee

    Signature Purchase Transaction Fee

    PIN Purchase Transaction Fee

    Max Balance

    READYDebit Platinum Visa Prepaid Card
    Max Monthly Service Fee $9.95 Max Monthly Service Fee
    Card Reload Fee N/A Card Reload Fee
    Signature Purchase Transaction Fee $0 Signature Purchase Transaction Fee
    PIN Purchase Transaction Fee $0 PIN Purchase Transaction Fee
    Max Balance $10,000 Max Balance
    ReadyDebit Visa Mint Control Prepaid Card
    Max Monthly Service Fee N/A Max Monthly Service Fee
    Card Reload Fee N/A Card Reload Fee
    Signature Purchase Transaction Fee $1 Signature Purchase Transaction Fee
    PIN Purchase Transaction Fee $1 PIN Purchase Transaction Fee
    Max Balance $10,000 Max Balance
    ReadyDebit Visa Latte Control Prepaid Card
    Max Monthly Service Fee N/A Max Monthly Service Fee
    Card Reload Fee N/A Card Reload Fee
    Signature Purchase Transaction Fee $1 Signature Purchase Transaction Fee
    PIN Purchase Transaction Fee $1 PIN Purchase Transaction Fee
    Max Balance $10,000 Max Balance