PayPal prepaid Mastercard made it easy to add money to your card. Use the no-cost direct deposit service and have access your funds up to 2 days faster than what traditional banks offer. Make instant transfers from your PayPal account to your Card Account. You can even add money at more than 130,000 NetSpend Reload Network locations nationwide.

How Do I Get A PayPal Prepaid Mastercard®?
1. Fill out a quick online order form and we'll mail a personalized PayPal Prepaid Card to you! There's no credit check and no upfront fees when you order your card online. The card will need to be activated before you can add money to it and use it. To activate the card, you will be required to provide us with your name, street address, date of birth, Social Security number (SSN) and other information that will allow us to identify you. We may also ask for your driver's license or other identifying documents at any time. This information must be collected in accordance with The USA PATRIOT Act, a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Residents of the State of Vermont are ineligible to open a Card Account.
2. Visit a retail location to purchase a temporary PayPal Prepaid Card.
3. Receive a no-obligation offer for the PayPal Prepaid Card in the mail.

How Much Does It Cost To Get A PayPal Prepaid Mastercard®?
There is no cost to place an online order for a PayPal Prepaid Card, or for the card we make available through the no-obligation mailed offer. Once you activate either of these cards, you must add funds to the card in order to use it. Upon adding funds, you will be automatically enrolled in the $4.95 per month fee plan which lets you make unlimited purchase transactions (subject to funds availability). To view this monthly fee, and the other costs associated with using the card, see the "Fees Related to the Service" section of the PayPal Prepaid Card Cardholder Agreement.
There is a $4.95 cost to purchase the temporary card at a retail location, and you will need to add funds at the time you purchase the card. Depending on which retail location you visit, the minimum initial load value will be either $10 or $20. The maximum initial load value will be $500.

Who Can Request Or Purchase A PayPal Prepaid Mastercard®?
Any U.S. resident or U.S. resident alien over 18 years of age with a valid Social Security number (SSN) and a verifiable physical U.S. street address may request or purchase a card. We do not offer PayPal Prepaid Cards to residents of Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa, or other U.S. territories. During the card activation process you will be required to supply your name, physical street address (no P.O. Boxes), date of birth, and SSN.

How Long Does It Take To Receive A PayPal Prepaid Mastercard®?
It depends. If you placed an online order for the card, we will mail the personalized card to you on the first business day after your order was placed. If you do not receive your card within 10 business days, call Customer Service at (866) 753-6440.
When you purchase the card at a retail location you will leave the store with a temporary card, which expires 120 days from the date of purchase. In order to receive a personalized card, you must fully activate the temporary card and tell us you want the personalized card. You should follow the instructions that come with the temporary card. Once you tell us you want it, we will mail the personalized card to you on the first business day after you requested it. If you do not receive your personalized card within 10 business days, call Customer Service at (866) 753-6440.

What Information Do I Have To Provide When I Activate My PayPal Prepaid Mastercard®?
There are a few key items needed to successfully activate the card. You must provide your first name and last name, a verifiable physical U.S. street address (no P.O. Boxes), date of birth, home phone number, e-mail address, and Social Security number.

How Do I Link My PayPal Prepaid Mastercard® To My PayPal Account?
During the PayPal Prepaid Card activation process you will be asked if you have a PayPal Account. If you do have a PayPal Account, then you will be asked to provide the log-in information for the account. We will then use that log-in information to automatically link the PayPal Prepaid Card with your PayPal Account.

What If I Do Not Have A PayPal Account?
If you do not have a PayPal Account, you will need to establish one in order to have access to the full suite of PayPal Prepaid Card online features and functionality. Valuable online features include: access to the online Account Center where you may securely view your PayPal Prepaid Card account balance and transaction history; use of our online bill payment service; access to the Virtual Account feature; and eligibility to open an optional interest-paying savings account.

  • Daily ATM Withdrawal Limit
  • Free Customer Service
  • Credit Score Range
    300 - 850
  • Card Network
  • Free In-network ATM Withdrawal
  • Max Monthly Service Fee
  • No PIN Purchase Transaction Fee
  • No Signature Purchase Transaction Fee
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