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Last Updated: 04/18/2025

Netspend All-Access Account by MetaBank®

from NetSpend

Last Updated: 04/18/2025

Mostly recommended60 total votes

34 users recommend

8 users are unsure

18 users don't recommend

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Highlights

Community Rating

Mostly recommended

Monthly Service Fee

Up to $5(Verified 06/21/2024)

Card Reload Fee

$3.95

Number of Reviews

Netspend All-Access Account by MetaBank® Review

The Netspend All-Access Account by MetaBank® is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. Netspend All-Access Account by MetaBank® only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

Netspend All-Access Account by MetaBank® Pros & Cons

The Good

The Bad

Netspend All-Access Account by MetaBank® does not require a credit check.
Free in-network ATM withdrawal
Doesn't charge a fee for closing your account
No PIN purchase transaction fee
No signature purchase transaction fee

Charges a monthly maintenance fee of up to $5.
You may have to pay a fee of up to $3.95 every time you load the card

Netspend All-Access Account by MetaBank® FAQ

Who issues Netspend All-Access Account by MetaBank®?

Netspend All-Access Account by MetaBank® is issued by NetSpend, which is based in Austin, TX and was founded in 1999.

What fees does Netspend All-Access Account by MetaBank® charge?

Netspend All-Access Account by MetaBank® charges a monthly fee of up to $5.

Netspend All-Access Account by MetaBank® Prepaid Card Fees

Description

Free In-Network ATM Withdrawal?

Activation Fee

Card Reload Fee

$3.95

How Much Does Netspend All-Access Account by MetaBank® Cost?

There is no activation fee.

Notice this card charges a monthly maintenance fee of up to $5.

There is a reload fee of up to $3.95 fee every time you reload the card.

Does Netspend All-Access Account by MetaBank® charge an activation fee?

Netspend All-Access Account by MetaBank® does not charge an activation fee .

What is the daily ATM withdrawal for Netspend All-Access Account by MetaBank®?

Netspend All-Access Account by MetaBank® has a daily ATM withdrawal limit of $1,000.

What is daily direct deposit limit for Netspend All-Access Account by MetaBank®?

It looks like Netspend All-Access Account by MetaBank® does not have a set daily direct deposit limit.

What is the Card Replacement Fee for Netspend All-Access Account by MetaBank®?

It looks like Netspend All-Access Account by MetaBank® does not charge a card replacement fee.

What is the Maximum Balance for Netspend All-Access Account by MetaBank®?

The maximum balance you can have on Netspend All-Access Account by MetaBank® is $15,000. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account.

How to apply for Netspend All-Access Account by MetaBank®

Visit the NetSpend website.
Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Netspend All-Access Account by MetaBank®

MetaBank provides financial services catered to the needs of our customers. We serve consumers that are often overlooked by traditional banks. We believe that everyone deserves to have access to the kind of financial products that most people take for granted. We are a leader in providing lower-income individuals access to financial products and services.

Netspend All-Access Account by MetaBank means No Credit Check, No Minimum Balance Required, No Activation Fee

Contact

Headquarters

PO Box 2136

Austin, TX 78768

Visit Site

Email Support

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SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +27, or 3.5 on a 5-point rating scale.

+27

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Netspend All-Access Account by MetaBank® Community Reviews

Would you recommend Netspend All-Access Account by MetaBank® to your friends?

Lisa K.

Sep 26, 2023

May or may not recommend

Try see if I got money they saybi hot money

Abdou B.

May 29, 2023

May or may not recommend

AWSOME AWSOME AWSOME AWSOME AWSOME AWSOME AWSOME AWSOME AWSOME AWSOME

Leslie H.

Mar 15, 2023

May or may not recommend

It has been a whole headache trying to get a replacement card.they all don't know shit

Anonymous

Mar 7, 2023

May or may not recommend

To many cards no money being given too time my SSN has went to this site for no reason

Steven F.

Jan 14, 2023

May or may not recommend

Because of the integrated service it offers once you learn how the card and the account works then if problems follow, you’re able to work them out usually without contacting customer service or troubleshooting. It’s really very nifty and all in one instead of having to you several different cards

Regina J.

Dec 22, 2022

May or may not recommend

If I could give zero stars, I would. This is the worst absolutely worse prepaid credit card that you can use on the earth. They charge you for every transaction and if you go online to buy things, they will shut your credit card down and sometimes they won’t even issue your money out at all after they shut your credit card down. They are always putting restrictions on the ...Show More

Carol B.

Sep 4, 2022

May or may not recommend

I recommend meta bank for great professional account & instant information.

Jasmine B.

Aug 9, 2022

May or may not recommend

Some one stole my card and got over 800 dollars from me and while they did the investigation they told me I would receive my money back within 10 business days…. So the tenth business day came up there was no refund AT ALL!!!! and they told me basically there was nothing more that they could do!!!! I HATE NET SPEND NEVER AGAIN!!!

Callie H.

Jul 26, 2022

May or may not recommend

Love this card able to transfer money , add money to it just about anywhere ATM use anywhere purchase anything on line with no charges very simple to use customer service is awesome

Anonymous

Jul 8, 2022

May or may not recommend

This has been the worst customer service after being so faithful for almost 5 years I have paid almost $3,000 to carry this card in my wallet over the last almost 5 years and now the customer service is turning it all around even the president's office is keeping $200 they already know is mine but then sit there and charge fees do not and I mean do not get ...Show More

Jacob A.

Jun 12, 2022

May or may not recommend

Was not made aware of any charges outside of the monthly fee. Turns out, you have to sign up for the monthly fee otherwise they will charge you $1.95 PER TRANSACTION when you use your debit card. Do NOT recommend this card. Not now, not ever.

Tina J.

May 24, 2022

May or may not recommend

I would never recommend NetSpend to anyone if u file a dispute for an unknown charge they can and will close the account and tell u u won't get ur money for 10 days they have the the worst customer service I've ever dealt with and not one of the people I spoke to can speak fluent English ,I feel they do that so u can't understand wut they ...Show More

Tenika W.

May 22, 2022

May or may not recommend

NetSpend is not good about fraudulent charges or disputing charges all right now since May 10th have had 1430 tied up in a dispute that the vendor has done everything that they can to release the funds and NetSpend is holding it now my account is being drafted for overdraft fees because they're holding my money as soon as I get this issue resolved I will not be using that ...Show More

Tiffany R.

May 20, 2022

May or may not recommend

Overall I've enjoyed my experience using this service. However I would like a more personal experience.

Michelle L.

Apr 4, 2022

May or may not recommend

Very convient and I like how secure it is I get paid up to 2 days faster.

Racheal D.

Mar 23, 2022

May or may not recommend

My pay is always 2 days late. Customer service never really resolved my issues. They respond with a quick response that is often dismissive of my inquiries.

John S.

Feb 19, 2022

May or may not recommend

Fees, fees, fees. Reading all of the paperwork shows all the fees charged. Be sure to read the paperwork and agreements.

Jeanette B.

Jan 25, 2022

May or may not recommend

Cuz you guys are horrible I've been baking with you guys for 2 years you guys take end over money and charges and you can't even prove me for a loan off my income taxes that I'm getting back will never recommend you I'm done after I get my taxes