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Last Updated: 04/18/2025

ACE Flare® Account by MetaBank®

from Populus Financial Group

Last Updated: 04/18/2025

ACE Flare®  Account by MetaBank® logo
Mostly not recommended19 total votes
6 users recommend
13 users don't recommend

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Highlights

Community Rating

Mostly not recommended

Monthly Service Fee

$5 - $9.95(Verified 06/21/2024)
Disclaimer popup with additional information

Card Reload Fee

$0

Number of Reviews

19

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ACE Flare® Account by MetaBank® Review

The ACE Flare® Account by MetaBank® is designed for consumers who want the convenience of paying with plastic but don’t want (or don’t qualify) for a regular credit card. ACE Flare® Account by MetaBank® only allows you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.

ACE Flare® Account by MetaBank® Pros & Cons

ACE Flare® Account by MetaBank® FAQ

Who issues ACE Flare® Account by MetaBank®?

ACE Flare® Account by MetaBank® is issued by Populus Financial Group, which is based in Irving, TX and was founded in 1982.

What fees does ACE Flare® Account by MetaBank® charge?

ACE Flare® Account by MetaBank® charges a monthly fee of up to $9.95.

How Much Does ACE Flare® Account by MetaBank® Cost?

There is no activation fee.
Notice this card charges a monthly maintenance fee of up to $9.95.
ACE Flare® Account by MetaBank® does not charge a fee for reloading your card.

Does ACE Flare® Account by MetaBank® charge an activation fee?

ACE Flare® Account by MetaBank® does not charge an activation fee .

What is the daily ATM withdrawal for ACE Flare® Account by MetaBank®?

ACE Flare® Account by MetaBank® does not seem to have a set ATM withdrawal limit.

What is daily direct deposit limit for ACE Flare® Account by MetaBank®?

It looks like ACE Flare® Account by MetaBank® does not have a set daily direct deposit limit.

What is the Card Replacement Fee for ACE Flare® Account by MetaBank®?

It looks like ACE Flare® Account by MetaBank® does not charge a card replacement fee.

What is the Maximum Balance for ACE Flare® Account by MetaBank®?

It looks like ACE Flare® Account by MetaBank® has not set a maximum balance.

How to apply for ACE Flare® Account by MetaBank®

  • Visit the Populus Financial Group website.
  • Fill in the application form. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN.
  • Check the information is accurate and submit your application.
ACE Flare® Account by MetaBank® Disclosure: All ACE Flare® Account by MetaBank® are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-Insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

ACE Flare®  Account by MetaBank® logo

Message from ACE Flare® Account by MetaBank®

In 2017, ACE Cash Express partnered with Netspend® and MetaBank, National Association, to dream up a modern bank account with competitive features. The result is a convenient banking experience crafted just for you — with the tools you need to manage your money, your way.

We're committed to making accountholders' lives better. That's why we offer features including the ability to get paid up to 2 days faster2, an optional Overdraft Service3, and an optional Savings Account with up to 6.00% Annual Percentage Yield (APY).4 We make these options available with only your qualifying Direct Deposit.

We take our commitment to the community one step further with our Flare Account Charity Debit Cards.5 When you spend with the Pink Visa® Debit Card, Populus Financial Group and Netspend donate a portion of your purchases to the National Breast Cancer Foundation (NBCF). When you activate and use The Humane Society of the United States, Homes For Our Troops, or Save the Children charity cards, Populus Financial Group will donate a portion of your purchase transactions to the charity represented on your debit card.

Contact

Headquarters

300 E. John Carpenter Fwy, Ste. 900
Irving, TX 75062
Visit Site
Email Support

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SuperMoney Net Recommendation Score

SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -37, or 2.3 on a 5-point rating scale.

-37

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

ACE Flare® Account by MetaBank® Community Reviews

Would you recommend ACE Flare® Account by MetaBank® to your friends?

JT

Joann T.

Sep 25, 2024

May or may not recommend

They con you out of money lock your card when they over charge you only for you to have to pay for rush delivery because like me I'm on life sustaining meds that I now have no way of getting not to mention no food in the house so now that the rep just locked my card without consent I have to figure it out in a city with no ...Show More

Chandler H. avatar image

Chandler H.

Jul 17, 2023

May or may not recommend

Flare is 100% a scam! I deposited 6000 onto one of their Flare cards at a ACE brick and mortor location, only to have the card blocked by Flare due to not providing them with a picture of my actual social security card (not my number, the actual SS card). Not agreeing to do that, I was told my only option was to close my account and have the ...Show More

MK

Martha K.

Feb 11, 2023

May or may not recommend

I was hacked by someone over seas I was told it would take 90 days to investigate it was 90 days a week ago. I was told it would be back on my account last Friday it wasn't I called and was told the investigation was still going on. Then I was told to call the fraud dept. This is a complete rip off. They are crooks. I live on ...Show More

RM

Rosanne M.

Feb 10, 2023

May or may not recommend

Terrible unprofessional group who loses disputes, cards, and other important information needed with your bank account. Spent 3 hours on phone to open a dispute only to find out that a week later nobody opened the dispute!!! I was promised a new card would be overnighted to me , when I called the day it was supposed to arrive nobody ordered a card!!!! Than to find out over a week ...Show More

U

Anonymous

Feb 2, 2023

May or may not recommend

Received statements in the mailed and a card, didn’t sign up for it or applied for it. Customer service is unprofessional. Been calling them for two days now, can’t get an answer or to cancel it. But they want their fee of $9.00. Save your money and time

SD

Shannon D.

Dec 28, 2022

May or may not recommend

I paid $5 for a card that I ordered. When the card came in the card did not have the 3digit code on the back so I called customer service to order a replacement card. The idiots sent me the wrong card and I tried calling to get a supervisor on the phone waited on hold for 30 to 45 minutes and still no supervisor. DON'T WASTE YOUR MONEY PEOPLE. ...Show More

CW

Cynthia W.

Aug 27, 2022

May or may not recommend

Customer Service is so unprofessional they read off a script and put you on hold I called and talked to 20 different people all just to lie to me

U

Anonymous

Aug 8, 2022

May or may not recommend

I love coming to a bank that has a positive vibe and very respectful staff , I’ve been banking here at Ace for almost 5 years …. I strongly recommend the Conroe store the Conroe store off 105 , there’s a very nice lady there by the name of Sandra

JL

Johanna L.

May 21, 2022

May or may not recommend

Their customer service is horrible !! Wen it come to fixing a problem with your card. They are very nice wen you are doing a easy transaction but if there a refund or despute you are screwed Ace flare will tell sorry 100 times but they can't do nothing

M H. avatar image

M H.

May 12, 2022

May or may not recommend

I like ACE stores and love my Flare card. I use it as my primary banking card.

U

Anonymous

Feb 14, 2022

May or may not recommend

Called customer service to close my account and was told there would be a $15.00 fee to close the account. I said goodbye and checked my account agreement brochure. There was no such fee listed so I called customer service back. This time a very nice lady closed my account with no problem and never mentioned a fee. I should have gotten the previous man's name although I doubt he ...Show More

MC

Michael C.

Feb 5, 2022

May or may not recommend

This company has super bugs in their system. Don’t use the ace flare app. You will get a virus on the device you use it on. No matter how many times I reset my password it automatically changes to something I don’t know. , I call 4 times and spoke to 4 different people. 2 were scammers. Your money will go missing and you will eventually talk to someone you ...Show More

Jasmin O. avatar image

Jasmin O.

Nov 17, 2021

May or may not recommend

This is one of the worst cash-grabbing prepaid cards. The $9.95 monthly fee plus the $2.50 atm withdraw. I feel like you need to keep extra money on the card just to keep up with the fees

Candace F. avatar image

Candace F.

Oct 20, 2021

May or may not recommend

SCAM and FRAUD ALERT They are SCAMMERS!! They charge you 9.95 a month for a simple debit card. You put funds into the account (and they will make money on this money!! and charge you 9,95 a month for them to make money on your money... They also BAIT and SWITCH you by offering a high interest 6 percent savings account from MetaBank... this is ALSO a scam because you ...Show More

MW

Matthew W.

Oct 5, 2021

May or may not recommend

The Flare Account provides great features and benefits to me. I especially like the 6% APY that I get from the savings account and getting paid 2 days earlier than my friends. I recommend everyone to try the Flare account.

George J. avatar image

George J.

Sep 25, 2021

May or may not recommend

PISS POOR! On Sept 11, Monies were taken out of my meta account fraudulently. I was assured a portion of those funds would be refunded on 9/24 approx. 10 business after that. Here it is 9/25 and still NO REFUND! OH, BUT THEY DID TAKE THEIR FEE, CHARGED FOR ME A REPLACEMENT CARD. TO WHICH I COMPLAINED; THEY REFUNDED IT, AND TOOK IT AGAIN YESTERDAY, WTF? I W A ...Show More

PF

Preniecesa F.

Mar 10, 2021

May or may not recommend

Aceflare has the dest services on all their products. They make sure your money is safe

BP

Brandy P.

Feb 14, 2021

May or may not recommend

Seems like a decent and legit way to bank an all we can do is give it a try and see how it gets

Angela B. avatar image

Angela B.

Nov 13, 2020

May or may not recommend

Meta Bank is very awesome. I love them. Its fast and easy.

Showing 19 of 19 reviews

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