Last Updated: 04/18/2025
SuperMoney User Recommendation Score -73
Strongly not recommended11 total votes
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Highlights
Community Rating
Strongly not recommended
Financial Strength Rating
A(Verified 04/18/2025)
Home and Renters Insurance Riders
- Identity Theft Protection
- Valuable Items
Home and Renters Insurance
- Guest Medical Protection
- Personal Property Protection
- Reimbursed Living Expenses
- Renters Liability Coverage
Number of Reviews
Safeco Renters Insurance Review
Safeco Renters Insurance is an insurance carrier based in Seattle, WA. The company was founded in 1923 and offers renters insurance in 48 states in the USA.
Safeco Renters Insurance FAQ
What is the financial strength rating of Safeco Renters Insurance?
The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.
Safeco Renters Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.
What types of coverage does Safeco Renters Insurance offer?
Renters insurance includes a wide range of coverages. One of the best ways to save money on your policy is to only pay for the coverage you need. Safeco Renters Insurance offers the following types of renters insurance coverage:
Guest Medical Protection:
This helps visitors who are injured on your property. It can help cover the necessary medical expenses in an accident, regardless of who's at fault. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.
Personal Property Protection:
This insurance protects the items in your home, like your furniture. If they're damaged or lost, personal property coverage could help you cover the cost of replacing them.Reimbursed Living Expenses:
This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.
Renters Liability Coverage:
If a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability coverage can help to cover the associated legal costs and related damages. For example, if a visitor accidentally trips and falls in your apartment and breaks a leg, your renters insurance policy may be able to help protect you.
Safeco Renters Insurance customers can also add the following riders or endorsements to their renters insurance policies:
Identity Theft Protection:
This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.
Valuable Items:
Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.
How can you save money on a Safeco Renters Insurance renters insurance policy?
When you ask for a quote with Safeco Renters Insurance, make sure you ask for all the discounts you qualify for. These are the property-specific discounts currently available.
- Alarm System.
- Home Monitoring System.
- Smoke Detectors.
Want more discounts? Check the discounts tab for a full list of general policy discounts you can qualify for with Safeco Renters Insurance.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users don't recommend this product, giving it a user recommendation score of -73, or 1.5 on a 5-point rating scale.
-73
-1000+100
No one recommends
Everyone recommends
Safeco Renters Insurance Community Reviews
Would you recommend Safeco Renters Insurance to your friends?
U
Anonymous
Oct 19, 2016
May or may not recommend
After years of paying for renters insurance I finally had to make a claim because the garage at the home I am renting started leaking real bad during a storm we had, everything inside got wet and ruined and Safeco told me they wouldn't even look at it,they said I needed flood insurance ! Flood insurance is for rising water not falling water ! Beware
U
Anonymous
Jul 9, 2015
May or may not recommend
I recently used my renters insurance with Safeco and now I'm really worried that my rate is going to skyrocket. They did pay the claim, which is good, but I shudder to think how much that cost me. I will find out next month, I guess.
U
Anonymous
Jul 9, 2015
May or may not recommend
I'm not really happy about the fact that I've been with Safeco for 15 years and I haven't had any renters insurance claims, but they keep raising my rate. Yes, i's a little a year and I guess you could say it's for cost of living increase, but why not take it out of the policy of those who have actually needed their insurance?
U
Anonymous
Jul 9, 2015
May or may not recommend
I've had people suggest that I just skip the renters insurance since I don't own a home, but I think that's just a bad idea. After seeing my sister have to deal with a big loss because she didn't have renters insurance, I decided to get myself covered. Now I can rest easily knwoing Safeco has my back.
U
Anonymous
Jul 9, 2015
May or may not recommend
I think that Safeco is topnotch. You figure this out the first time you call and someone answers and is really motivated to answer all of your questions. Then they are also equally motivated to help you if you have a problem and need to file a claim.
U
Anonymous
Jul 9, 2015
May or may not recommend
I went with this company because they have really good rates. So when I had to file a claim because a friend slipped and fell and hurt her hip, I was wary that things would work out well. Well, they did. Safeco paid, and my friend was happy, and I can breathe a sigh of relief.
U
Anonymous
May 2, 2015
May or may not recommend
Really good people working there and have always like them. But costs are rising and need to see if anyone else offers better rates! ! I'm taking my business elsewhere and others should too!! Good riddens Safeco!
U
Anonymous
May 2, 2015
May or may not recommend
My agent for Safeco was AAA and they tried to inquire about a reason and they wouldn't tell them anything! Even when I threatened to cancel, they could care less. We found another national carrier that saved us with Auto/renters over $500/ year.
U
Anonymous
May 2, 2015
May or may not recommend
They offered NO explanation and didn't care one bit about loyalty! We have been with Safeco for 20 years and not once did we ever have any issues. Then in last 12 months, our rates for Auto/Home/Renters have gone thru the roof. Our auto went from $370/mos to $690. Our homeowner policy pretty much stayed the same.
U
Anonymous
May 2, 2015
May or may not recommend
They let me know a few days before the renewal date that they would renew my policy. However, with out telling me, they jacked up my rate by an additional $100 dollars and the only way I found out was through the bill. I immediately cancelled and searched for a new provider but they still charged me for the higher rate that I never gave consent to for the 11 ...Show More
U
Anonymous
May 2, 2015
May or may not recommend
I would leave them 0 stars if I could and wish I had read these reviews before. They truly do have the worst customer support and in general are horrible. Was with them for a year and then I get a letter stating that they don't want to renew my insurance.
Showing 11 of 11 reviews
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