Safeco Personal Watercraft Insurance

Safeco Personal Watercraft Insurance

in Personal Watercraft Insurance from Safeco


Safeco Personal Watercraft Insurance


in Personal Watercraft Insurance from Safeco

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Financial Strength Rating A

Safeco Personal Watercraft Insurance Review

This review focuses on insurance for your personal watercraft. If you are looking for reviews on boat insurance, click here.

What is a personal watercraft?

Most people either call them water scooters or by one of three brands: Jet-Ski, WaveRunner, or Sea-Doo. The United States Coast Guard defines a personal watercraft (or PWC) as a boat less than 16 feet in length that is designed to carry one to three persons and is operated by someone on the the watercraft.

Do I need Jet-Ski and WaveRunner insurance?

Legal requirements vary by state. Most states require some level of liability insurance. If you financed it with a loan, your lender may require you to get comprehensive insurance.

Safeco Personal Watercraft Insurance FAQ

Where does Safeco do business?

Safeco is an insurance carrier based in Seattle, WA. The company was founded in 1923 and offers watercraft insurance in 50 states (and Washington, DC).

Excellent financial rating.

Safeco scores an A or excellent financial strength rating.

If you are looking for a personal watercraft insurance policy and you're wondering whether Safeco Personal Watercraft Insurance is a good choice, read on.

How does Safeco Personal Watercraft Insurance compare to other personal watercraft insurance companies?

Pros & Cons of Safeco Personal Watercraft Insurance
Pros Cons
  • 24/7 Phone availability
  • Locally available agents
  • Generous with policy discounts
  • Generous with policy discounts
  • No collision coverage
  • Does not offer comprehensive coverage
  • Does not include medical payments
  • No liability coverage
  • Does not offer an uninsured boater rider
  • No fuel spill liability coverage
  • up to 350000.

    What types of WaveRunner and Jet-Ski insurance coverage does Safeco Personal Watercraft Insurance offer?

    Most people don't think about it when they buy a small boat or jet ski, but there are several types of personal watercraft insurance coverage. In the event of an accident, you need the right coverage to protect yourself from property damage costs and liability. These are types of policy Safeco offers.

    Does Safeco offer on-water towing and labor?

    Yes, Safeco will pay for on-water towing, jump starts, soft un-grounding and fuel delivery.

    Does Safeco provide wreckage removal?

    Yes, Safeco offers wreckage removal to personal watercraft insurance policyholders.

    What is the financial strength rating of Safeco Personal Watercraft Insurance?

    The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

    Safeco Personal Watercraft Insurance scores an A or excellent financial strength rating, which is SuperMoney's second highest available score.

    How can I get a Safeco Personal Watercraft Insurance quote?

    • Visit the Safeco website.
    • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, personal watercraft information and documentation, your driver's license, and address.
    • Check the information is accurate and submit your application.

    SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


    • Headquarters
    •   1001 4th Avenue
      Seattle, WA 98154
    •   Visit Site

    Hours of Operation

    • Sunday Closed
    • Monday 8:00am - 5:00pm
    • Tuesday 8:00am - 5:00pm
    • Wednesday 8:00am - 5:00pm
    • Thursday 8:00am - 5:00pm
    • Friday 8:00am - 5:00pm
    • Saturday Closed

    Other Services by Safeco


      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Policy Discounts
    • Mature / Experienced Operator
    • Claims Free
    • Multiple Vehicles
    • Multiple Policy
    • Homeowner
    • Defensive Driver / Safety Course
    Boaters Insurance
    • Fuel Spill Clean-Up
    • Wreckage Removal
    Min/Max Liability Coverage Up to $350,000
    Vehicle Coverages
    • Comprehensive
    • Collision
    Boaters Policy Endorsements Fishing Equipment & Carry-On Items
    Vehicle Policy Endorsements Emergency Roadside Service
    Financial Strength Rating A
    Carrier Features
    • 24/7 Phone Availability
    • Disaster Response
    • Locally Available Agents
    On-Water Towing and Labor  
    Wreckage Removal  

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