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Last Updated: 06/27/2025

American Pacific Reverse Mortgage

from American Pacific Mortgage

Last Updated: 06/27/2025

Rating not yet determined1 total votes

1 users recommend

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Highlights

Amount Range

Up to $625,500

Margin Rate

N/A

Origination Fee ($)

N/A

American Pacific Reverse Mortgage Review

American Pacific Reverse Mortgage is offered by American Pacific Mortgage (NMLS #1850), a direct lender founded in 1996 and based in Roseville, CA. American Pacific Reverse Mortgage are available in 6 states.

Key Takeaways

Only primary residences are eligible. American Pacific Reverse Mortgage does not offer reverse mortgages for vacation or investment properties.

American Pacific Reverse Mortgage Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
Only available in 6 states

American Pacific Reverse Mortgage FAQ

How much can you borrow with a reverse mortgage?

Reverse mortgages let older homeowners borrow using their home’s equity as security. American Pacific Reverse Mortgage allows a maximum loan amount of $625,500.

What fees does American Pacific Reverse Mortgage charge for a reverse mortgage?

Origination fee: American Pacific Reverse Mortgage may charge a fee .

Counseling fee: $125.

What property types are eligible?

American Pacific Reverse Mortgage offers reverse mortgages on the following types of properties:

Primary residence

Is American Pacific Mortgage a legit company?

American Pacific Mortgage was founded in 1996, it is a well-established company that has been in business for 30 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

3000 Lava Ridge Court,

Suite 200

Roseville, CA 95661

(916) 960-1325

Visit Site

Email Support

Other Services by American Pacific Mortgage

Home Mortgage Loans

2 products

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American Pacific Reverse Mortgage Community Reviews

Would you recommend American Pacific Reverse Mortgage to your friends?

Samuel A.

May 21, 2021

May or may not recommend

The only reason I will not give a five star is the fact that American Pacific is only available in just 6 states. Asides from that I'm pleased with their customer care service, they offer the option of adding another source of income to cover my living expenses which makes everything flexible.

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