American Pacific Reverse Mortgage

American Pacific Reverse Mortgage

in Reverse Mortgages from American Pacific Mortgage · NMLS ID #1850


American Pacific Reverse Mortgage


in Reverse Mortgages from American Pacific Mortgage · NMLS ID #1850

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Loan Amount Up to $625,500
Margin Rate N/A
Origination Fee ($) N/A

American Pacific Reverse Mortgage Review

American Pacific Reverse Mortgage is offered by American Pacific Mortgage (NMLS #1850), a direct lender founded in 1996 and based in Roseville, CA. American Pacific Reverse Mortgage is available in 6 states across the USA.

American Pacific Reverse Mortgage FAQ

What types of reverse mortgages does American Pacific Reverse Mortgage offer?

American Pacific Reverse Mortgage allows borrowers to apply for the following types of reverse mortgage.

Lump sum. The borrower can access the entire amount immediately. However, you will need to pay interest on the entire amount regardless of whether you spend it.

Monthly disbursement. With this option, you get a monthly allowance. This is a good option if you need an additional source of income to cover your living expenses. It can be used in combination with a line of credit for additional flexibility.

How much can you borrow with a reverse mortgage?

Reverse mortgages are a type of mortgage that makes it possible for older homeowners to borrow money by using the value of their home as security.

The maximum loan amount with this lender is $625,500. Note that the maximum loan amount you can borrow will vary depending on the value of the property, your age, how much you owe on it, and your creditworthiness.

What fees does American Pacific Reverse Mortgage charge for a reverse mortgage?

American Pacific Reverse Mortgage may charge a loan origination fee.

There is also a one-time counseling fee of $125 to consider.

What types of property can you use as security for a reverse mortgage with American Pacific Reverse Mortgage?

Lenders often have restrictions on the type of properties they will accept as security for a reverse mortgage. American Pacific Reverse Mortgage will consider lines of credit secured by the following property types:

  • Primary home


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Other Services by American Pacific Mortgage


  Available in 6 states
  • Arizona
  • California
  • Florida
  • Oregon
  • Texas
  • Washington

Feature Breakdown

Counseling Fee $125
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Intended Use Primary Home
Minimum Age 62
Reverse Mortgage Options
  • HECM for Home Purchase
  • Standard
Reverse Mortgage Payment Options
  • Line Of Credit
  • Lump sum
  • Monthly disbursement
Loan Amount Up to $625,500

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