Affinity Plus Federal Credit Union Membership Savings Account Review

Affinity Plus Federal Credit Union Membership Savings Account is offered by Affinity Plus Federal Credit Union, a credit union founded in 1930 and based in Saint Paul, MN. Affinity Plus Federal Credit Union Membership Savings Account is available in 2 states across the USA.

Are savings accounts from Affinity Plus Federal Credit Union federally insured?

Yes, your Affinity Plus Federal Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Affinity Plus Federal Credit Union offer?

Affinity Plus Federal Credit Union Membership Savings Account offers an APY starting at .10% and ranging up to 1% (APY stands for annual percentage yield, rates may change).

What features and perks does Affinity Plus Federal Credit Union Membership Savings Account offer?

This account includes the following features:

• Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
• Fraud monitoring - Affinity Plus Federal Credit Union Membership Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.

What fees does Affinity Plus Federal Credit Union Membership Savings Account charge?

Affinity Plus Federal Credit Union Membership Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $10.

• Outgoing domestic bank transfers come with a $15 fee.
• Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.