Alaska USA Federal Credit Union Share Savings Account Review

Alaska USA Federal Credit Union Share Savings Account is offered by Alaska USA Federal Credit Union, a credit union founded in 1992 and based in Anchorage, AK. Alaska USA Federal Credit Union Share Savings Account is available in 4 states across the USA.

• Higher than average APY. Alaska USA Federal Credit Union Share Savings Account has an annual percentage yield of up to 0.05%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $50.
• $0 monthly Service Charge available. This account charges a monthly service fee of up to $1.67, but the fee is waived if you keep a minimum balance of $50.
• No ATM fees. Alaska USA Federal Credit Union Share Savings Account does not charge fees on ATM transactions.

Pros	Cons
Dividend-yielding account Insured by NCUA. Access to physical branches.	No signup bonus. No ATM access to Alaska USA Federal Credit Union Share Savings Account. Does not come with a debit card Only available in 4 states. Higher than average wire transfer fees. Monthly service charge.

Are savings accounts from Alaska USA Federal Credit Union federally insured?

Yes, your Alaska USA Federal Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Alaska USA Federal Credit Union offer a signup bonus?

Alaska USA savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Alaska USA savings account?

Alaska USA Federal Credit Union Share Savings Account Minimums

Description
APY Minimum Balance	$50
Minimum Balance to Avoid Monthly Fee	$50

What APY does Alaska USA Federal Credit Union offer?

Alaska USA savings account offers an APY of 0.05% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Alaska USA savings account charge?

Alaska USA savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $50.

• Outgoing domestic bank transfers come with a $20 fee.
• Incoming domestic bank transfers come with a $20 fee.
• Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
• Incoming international bank transfers come with a $50 fee.

What features and perks does Alaska USA savings account offer?

This savings account includes the following features:

• Fraud monitoring - Alaska USA savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Mobile Banking Services - Alaska USA savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Alaska USA savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Alaska USA savings account?

The customer support email for Alaska USA savings account is memberserviceatalaskausa.org.