Alaska USA Federal Credit Union Checking Account
in Checking Accounts from Alaska USA Federal Credit Union
UnaffiliatedAlaska USA Federal Credit Union Checking Account
in Checking Accounts from Alaska USA Federal Credit Union
Would you recommend Alaska USA Federal Credit Union Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Monthly Fee | $0 - $5 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| ATM Fee: Out-of-Network | $2 |
| APY (Annual Percentage Yield) | 0% - 0.05% |
Alaska USA Federal Credit Union Checking Account Review
Alaska USA Federal Credit Union Checking Account is offered by Alaska USA Federal Credit Union, a credit union founded in 1992 and based in Anchorage, AK. Alaska USA Federal Credit Union Checking Account is available in 4 states across the USA.
Are checking accounts from Alaska USA Federal Credit Union federally insured?
Yes, your Alaska USA Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Alaska USA Federal Credit Union Checking Account offer?
Alaska USA Federal Credit Union Checking Account offers an APY starting at 0% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.
| Rates | Amount |
|---|---|
| APY (Annualized Percentage Yield) | 0% - 0.05% |
What are the account minimums for Alaska USA Federal Credit Union Checking Account?
Alaska USA Federal Credit Union Checking Account does not require a minimum initial deposit.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $0 |
| APY Minimum Balance | $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $500 |
What fees does Alaska USA Federal Credit Union Checking Account charge?
This account charges a monthly maintenance fee of up to $5.
| Description | |
|---|---|
| Monthly Fee | $0 - $5 |
| Paper Statement Fee | $0 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2 |
| NSF Fee | $25 |
| Overdraft Protection Fee (per transfer) | $5 |
| Overdraft Item Fee | $25 |
| Early Account Closure | $0 |
| Returned Deposit Fee (Domestic) | $5 |
| Debit Card Replacement Fee | $0 |
| Bank Teller Fee | N/A |
| Check Cashing Fee | N/A |
| Online Bill Pay Fee | $0 |
| Stop Payment Fee | $0 |
| Check Image Service | N/A |
| Check Copy | N/A |
| Foreign Transaction Fee (Debit Card) | 1% |
| Wire Transfer Fee - Domestic (Outgoing) | $20 |
| Wire Transfer Fee - International (Outgoing) | $50 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Returned Deposit Fee (International) | $5 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| ATM Reimbursement Monthly Limit | N/A |
What features and perks does Alaska USA Federal Credit Union Checking Account offer?
This account includes the following features:
- Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Alaska USA Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
-
P.O. Box 196613
Anchorage, AK - (907) 563-4567
- Visit Site
Other Services by Alaska USA Federal Credit Union
Availability
- Alaska
- Arizona
- California
- Washington
Feature Breakdown
| APY Minimum Balance | $1,000 |
| Minimum Combined Balance to Avoid Monthly Fee | $500 |
| Minimum Initial Deposit | $0 |
Alaska USA Federal Credit Union Checking Account Community Reviews
Would you recommend Alaska USA Federal Credit Union Checking Account to your friends?
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