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  Alaska USA Federal Credit Union Checking Account

Alaska USA Federal Credit Union Checking Account

in Checking Accounts from Alaska USA Federal Credit Union

Unaffiliated

Alaska USA Federal Credit Union Checking Account

Unaffiliated

in Checking Accounts from Alaska USA Federal Credit Union

Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Highlights
Highlights
Community Rating

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Monthly Fee $0 - $5
Minimum Balance to Avoid Monthly Fee N/A
ATM Fee: Out-of-Network $2
APY (Annual Percentage Yield) 0% - 0.05%

Alaska USA Federal Credit Union Checking Account Review

Alaska USA Federal Credit Union Checking Account is offered by Alaska USA Federal Credit Union, a credit union founded in 1992 and based in Anchorage, AK. Alaska USA Federal Credit Union Checking Account is available in 4 states across the USA.

Are checking accounts from Alaska USA Federal Credit Union federally insured?

Yes, your Alaska USA Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Alaska USA Federal Credit Union offer?

Alaska USA Federal Credit Union Checking Account offers an APY starting at 0% and ranging up to 0.05% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $1000.

Alaska USA Federal Credit Union Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0% - 0.05%

What are the account minimums for Alaska USA Federal Credit Union Checking Account?

Alaska USA Federal Credit Union Checking Account does not require a minimum initial deposit.

Alaska USA Federal Credit Union Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $0
APY Minimum Balance $1,000
Minimum Combined Balance to Avoid Monthly Fee $500

What fees does Alaska USA Federal Credit Union Checking Account charge?

This account charges a monthly maintenance fee of up to $5.

Alaska USA Federal Credit Union Checking Account Fees
Description
Monthly Fee $0 - $5
Paper Statement Fee $0
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $2
NSF Fee $25
Overdraft Protection Fee (per transfer) $5
Overdraft Item Fee $25
Early Account Closure $0
Returned Deposit Fee (Domestic) $5
Debit Card Replacement Fee $0
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $0
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 1%
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Incoming) $0
ATM Reimbursement Monthly Limit N/A

What features and perks does Alaska USA Federal Credit Union Checking Account offer?

This account includes the following features:

  • Check images with statement - Reconciiling your accounts ank complying with document retention standards is easier when you have access to a copy of your checks.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Alaska USA Federal Credit Union Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Alaska USA Federal Credit Union

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 4 states
  • Alaska
  • Arizona
  • California
  • Washington

Feature Breakdown

APY Minimum Balance $1,000
Minimum Combined Balance to Avoid Monthly Fee $500
Minimum Initial Deposit $0
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2
Bank Account Features
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Check Writing
  • Debit Card
  • Free Bill Pay
  • Interest Bearing Account
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
APY (Annual Percentage Yield) 0% - 0.05%

Alaska USA Federal Credit Union Checking Account Community Reviews

 

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