Alaska USA Federal Credit Union Convenience Checking Review

Alaska USA Federal Credit Union Convenience Checking is offered by Alaska USA Federal Credit Union, a credit union founded in 1992 and based in Anchorage, AK. Alaska USA Federal Credit Union Convenience Checking is available in 4 states across the USA.

• 0% APY. As with most checking accounts, Alaska USA Federal Credit Union Convenience Checking does not pay interest.
• Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.
• No ATM fees. Alaska USA Federal Credit Union Convenience Checking does not charge fees on ATM transactions.
• Free bill pay. Pay your bills to practically anyone in the United States through Alaska USA Federal Credit Union.
• Hard credit pull. Alaska USA Federal Credit Union may require a hard pull on your credit report to open a checking account.

Are checking accounts from Alaska USA Federal Credit Union federally insured?

Yes, your Alaska USA Federal Credit Union checking accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Alaska USA Federal Credit Union Convenience Checking offer?

Alaska USA Federal Credit Union Convenience Checking is not an interest-bearing account.

What are the account minimums for Alaska USA Federal Credit Union Convenience Checking?

Alaska USA Federal Credit Union Convenience Checking does not require a minimum initial deposit.

What fees does Alaska USA Federal Credit Union Convenience Checking charge?

This account charges a monthly maintenance fee of up to $5.

What features and perks does Alaska USA Federal Credit Union Convenience Checking offer?

This account includes the following features:

• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Alaska USA Federal Credit Union Convenience Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Alaska USA Federal Credit Union Convenience Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.