Alaska USA FCU Convenience Checking

Alaska USA FCU Convenience Checking Review

Alaska USA FCU Convenience Checking is offered by Alaska USA Federal Credit Union, a credit union founded in 1992 and based in Anchorage, AK. Alaska USA checking account is available in 4 states across the USA.

Key Takeaways

• 0% APY. As with most checking accounts, Alaska USA FCU Convenience Checking does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of up to $5.
• No minimum initial deposit. There is no minimum balance required to open an account online.
• No ATM fees. Alaska USA FCU Convenience Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States when you enroll in Alaska USA Federal Credit Union mobile or online banking.

Alaska USA checking account Pros & Cons

Alaska USA checking account FAQ

Are checking accounts from Alaska USA Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Alaska USA checking account offer?

Alaska USA checking account is not an interest-bearing account.

What are the account minimums for Alaska USA checking account?

Alaska USA checking account does not require a minimum initial deposit.

What fees does Alaska USA checking account charge?

This account charges a monthly maintenance fee of up to $5.

Does Alaska USA checking account charge overdraft fees?

What features and perks does Alaska USA checking account offer?

This account includes the following features:

• Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
• Fraud monitoring - Alaska USA checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Alaska USA checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Alaska USA checking account?

The customer support email for Alaska USA checking account is memberserviceatalaskausa.org.