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  Alaska USA Federal Credit Union Convenience Checking

Alaska USA Federal Credit Union Convenience Checking

in Checking Accounts from Alaska USA Federal Credit Union · ncua

Unaffiliated

Alaska USA Federal Credit Union Convenience Checking

Unaffiliated

in Checking Accounts from Alaska USA Federal Credit Union · Insured by NCUA

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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1 user recommends
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1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Monthly Fee $0 - $5
ATM Fee: Out-of-Network $2
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0%

Alaska USA Federal Credit Union Convenience Checking Review

Alaska USA Federal Credit Union Convenience Checking is offered by Alaska USA Federal Credit Union, a credit union founded in 1992 and based in Anchorage, AK. Alaska USA Federal Credit Union Convenience Checking is available in 4 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Alaska USA Federal Credit Union Convenience Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • No ATM fees. Alaska USA Federal Credit Union Convenience Checking does not charge fees on ATM transactions within its network but there is a fee of up to $2 for out-of-network ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through Alaska USA Federal Credit Union.
Alaska USA checking account Pros & Cons
Pros Cons
  • Monthly fee can be waived when you have a recurring direct deposit to the checking account.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Not FDIC-insured.
  • Only available in 4 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Alaska USA checking account FAQ

Are checking accounts from Alaska USA Federal Credit Union federally insured?

Yes, your Alaska USA Federal Credit Union checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Alaska USA checking account offer?

Alaska USA checking account is not an interest-bearing account.

What are the account minimums for Alaska USA checking account?

Alaska USA checking account does not require a minimum initial deposit.

Alaska USA Federal Credit Union Convenience Checking Minimums
Description
Minimum Opening Deposit Starting at $0

What fees does Alaska USA checking account charge?

This account charges a monthly service fee of up to $5.

Alaska USA Federal Credit Union Convenience Checking Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2

Does Alaska USA checking account charge overdraft fees?

Yes, Alaska USA checking account charges a $25 fee for every overdraft.

Alaska USA checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Alaska USA checking account offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Alaska USA checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Alaska USA checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Alaska USA checking account?

The customer support email for Alaska USA checking account is memberserviceatalaskausa.org.

How do people rate the customer service and user experience of Alaska USA checking account?

Overall, Alaska USA checking account is mostly recommended based on community reviews that rate customer service and user experience.

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Message From Alaska USA Federal Credit Union Convenience Checking

Alaska USA Federal Credit Union offers three personal checking account options that include no monthly fee options, overdraft protection, and the option to earn dividends starting at balances of $1,000. Convenience Checking--- Enjoy no monthly fee when you have a recurring direct deposit to the checking account. 

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Alaska USA Federal Credit Union

Availability

  Available in 4 states
  • Alaska
  • Arizona
  • California
  • Washington

Feature Breakdown

ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $2
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
  • Check Writing

Alaska USA Federal Credit Union Convenience Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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