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  Alaska USA Federal Credit Union Convenience Checking
Alaska USA Federal Credit Union Convenience Checking
in Checking Accounts from Alaska USA Federal Credit Union
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Alaska USA Federal Credit Union Convenience Checking

Unaffiliated
in Checking Accounts from Alaska USA Federal Credit Union
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
1 user doesn't recommend
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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $0 - $5
Minimum Balance to Avoid Monthly Fee N/A

Alaska USA Federal Credit Union Convenience Checking Review

Alaska USA Federal Credit Union Convenience Checking is offered by Alaska USA Federal Credit Union, founded in 1992 and based in Anchorage, AK. Alaska USA Federal Credit Union Convenience Checking is available in 4 states across the USA.

Key Takeaways
  • 0% APY. As with most checking accounts, Alaska USA Federal Credit Union Convenience Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $5.
  • No minimum initial deposit. There is no minimum balance required to open an account.
Alaska USA checking account Pros & Cons
Pros Cons
  • Monthly fee can be waived when you have a recurring direct deposit to the checking account.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in 4 states.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
Alaska USA checking account FAQ

Are checking accounts from Alaska USA Federal Credit Union federally insured?

No, your Alaska USA Federal Credit Union checking accounts are not insured by a federal insurance agency. This means that if Alaska USA Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Alaska USA checking account offer?

Alaska USA checking account is not an interest-bearing account.

What are the account minimums for Alaska USA checking account?

Alaska USA checking account does not require a minimum initial deposit.

Alaska USA Federal Credit Union Convenience Checking Minimums
Description
Minimum Opening Deposit Starting at $0

What fees does Alaska USA checking account charge?

This account charges a monthly service fee of up to $5.

Alaska USA Federal Credit Union Convenience Checking Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Paper Statement Fee $0
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network Starting at $2

Does Alaska USA checking account charge overdraft fees?

Yes, Alaska USA checking account charges a $25 fee for every overdraft.

Alaska USA checking account offers overdraft protection at a cost of $5 per transaction.

What features and perks does Alaska USA checking account offer?

This account includes the following features:

What is the customer support email for Alaska USA checking account?

The customer support email for Alaska USA checking account is memberserviceatalaskausa.org.

How do people rate the customer service and user experience of Alaska USA checking account?

Overall, Alaska USA checking account is mostly recommended based on community reviews that rate customer service and user experience.

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Message From Alaska USA Federal Credit Union

Alaska USA Federal Credit Union offers three personal checking account options that include no monthly fee options, overdraft protection, and the option to earn dividends starting at balances of $1,000. Convenience Checking--- Enjoy no monthly fee when you have a recurring direct deposit to the checking account. 

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Alaska USA Federal Credit Union

Availability

  Available in 4 states
  • Alaska
  • Arizona
  • California
  • Washington

Feature Breakdown

Minimum Opening Deposit Starting at $0
ATM Fee: In-Network $0
Debit Card Replacement Fee $0
Early Account Closure $0
Online Bill Pay Fee $0
Paper Statement Fee $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Foreign Transaction Fee (Debit Card) 1%
Monthly Fee $0 - $5
NSF Fee $25
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $5
Returned Deposit Fee (Domestic) $5
Returned Deposit Fee (International) $5
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network Starting at $2
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • IRAs
  • Debit Card
  • Bauer Financial A+/A Rating
  • Insured by NCUA
  • Branch Access
  • Check Writing
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0%

Alaska USA Federal Credit Union Convenience Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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