Last Updated: 01/21/2026
Alaska USA FCU Convenience Checking
Unaffiliated
Last Updated: 01/21/2026
Not enough votes for recommendation
Rating not yet determined2 total votes
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Highlights
Welcome Offer
Starting at $0(Verified 06/21/2024)
Disclaimer popup with additional information
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%(Verified 06/21/2024)
Disclaimer popup with additional information
Monthly Service Fee
$0 - $5(Verified 01/21/2026)
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Alaska USA FCU Convenience Checking Review
The Alaska USA FCU Convenience Checking is offered by Alaska USA Federal Credit Union, a credit union founded in 1992 and based in Anchorage, AK. Alaska USA checking account is available in 4 states.
Key Takeaways
- 0% APY. As with most checking accounts, Alaska USA FCU Convenience Checking does not pay interest.
- Charges a monthly fee. This account charges a monthly fee of up to $5.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Alaska USA FCU Convenience Checking does not charge fees on ATM transactions within its network but there is a fee of $2 for out-of-network ATM transactions .
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Alaska USA Federal Credit Union mobile or online banking.
Alaska USA checking account Pros & Cons
| Pros | Cons |
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Alaska USA checking account FAQ
Are checking accounts from Alaska USA Federal Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does Alaska USA checking account offer?
Alaska USA checking account is not an interest-bearing account.
What are the account minimums for Alaska USA checking account?
Alaska USA checking account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does Alaska USA checking account charge?
This account charges a monthly maintenance fee each statement cycle of up to $5.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $0 - $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $2 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Early Account Closure | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (International) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Incoming) | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Alaska USA checking account charge overdraft fees?
Yes, Alaska USA checking account charges a $25 fee for every overdraft.What features and perks does Alaska USA checking account offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Alaska USA checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Alaska USA checking account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Alaska USA checking account?
The customer support email for Alaska USA checking account is memberserviceatalaskausa.org.
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Message from Alaska USA checking account
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
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Learn MoreSuperMoney Net Recommendation Score
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Everyone recommends
Alaska USA FCU Convenience Checking Community Reviews
Would you recommend Alaska USA FCU Convenience Checking to your friends?
U
Anonymous
Aug 10, 2019
May or may not recommend
Information provided regarding this Credit Union is incorrect. Alaska USA has branches in Alaska, Washington, California, and Arizona. Not sure why this web site indicates that they offer services only in Alaska.
So far I've been pleased with the level of service that Alaska USA provides to me and my family.
U
Anonymous
Aug 2, 2015
May or may not recommend
On the plus side you only need $5 to open an account and NSF fees are on the low side at $20. But there is also a $5 monthly fee which is a definite minus. Unless you are bad about bouncing checks, you could do better with another credit union.
Showing 2 of 2 reviews
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