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Last Updated: 04/18/2025

Alcoa Community FCU Monthly Dividend Savings Account

in Savings Accounts from Alcoa Community Federal Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

1.35% - 1.55%(Verified 06/21/2024)

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01
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Alcoa Community FCU Monthly Dividend Savings Account Review

Alcoa Community FCU Monthly Dividend Savings Account is offered by Alcoa Community Federal Credit Union, a credit union founded in 1957 and based in Benton, AR. Alcoa Community FCU Monthly Dividend Savings Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 1.55%, which is much higher than the average interest rate for a savings account.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5.00 to open an account.

Alcoa Community FCU Monthly Dividend Savings Account Pros & Cons

Alcoa Community FCU Monthly Dividend Savings Account FAQ

Are savings accounts from Alcoa Community Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Alcoa Community Federal Credit Union offer a signup bonus?

Alcoa Community FCU Monthly Dividend Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Alcoa Community FCU Monthly Dividend Savings Account?

The minimum deposit to open a Alcoa Community FCU Monthly Dividend Savings Account is $5.00.

What APY does Alcoa Community FCU Monthly Dividend Savings Account offer?

Alcoa Community FCU Monthly Dividend Savings Account offers a variable APY starting at 1.35% and ranging up to 1.55% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.

What fees does Alcoa Community FCU Monthly Dividend Savings Account charge?

Alcoa Community FCU Monthly Dividend Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $25.00 fee.
  • Outgoing international bank transfers come with a $45.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • An overdraft on your account will trigger a $30.00 fee per item.

Does Alcoa Community FCU Monthly Dividend Savings Account charge overdraft fees?

Yes, Alcoa Community FCU Monthly Dividend Savings Account charges a $30.00 overdraft fee.
Alcoa Community FCU Monthly Dividend Savings Account offers overdraft protection at a cost of $5.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.

What features and perks does Alcoa Community FCU Monthly Dividend Savings Account offer?

This savings account includes the following features:
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Alcoa Community FCU Monthly Dividend Savings Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Alcoa Community FCU Monthly Dividend Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Alcoa Community FCU Monthly Dividend Savings Account?

The customer support email for Alcoa Community FCU Monthly Dividend Savings Account is info@alcoacfcu.org.

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Contact

Headquarters

1125 Military Rd
Benton, AR 72015
(501) 315-5626
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM

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APY (Annual Percentage Yield)

0.25% - 1.00%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01
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APY (Annual Percentage Yield)

1.25%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01
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Alcoa Community FCU Share Savings Account
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APY (Annual Percentage Yield)

0.25%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01
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APY (Annual Percentage Yield)

0.25% - 1.00%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0.01
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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

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-1000+100
No one recommends
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Alcoa Community FCU Monthly Dividend Savings Account Community Reviews

Would you recommend Alcoa Community FCU Monthly Dividend Savings Account to your friends?

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