Last Updated: 04/18/2025
Apple Card High Yield Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
4.15%(Verified 06/21/2024)
Disclaimer popup with additional information
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
N/A
Apple Card High Yield Savings Account Review
Apple Card High Yield Savings Account is offered by Goldman Sachs Bank USA, a bank founded in 1869 and based in New York, NY. Apple Card High Yield Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 4.15%, which is much higher than the average interest rate for a savings account.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- No ATM fees. Apple Card High Yield Savings Account does not charge fees on ATM transactions .
Apple Card High Yield Savings Account Pros & Cons
| Pros | Cons |
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Apple Card High Yield Savings Account FAQ
Are savings accounts from Goldman Sachs Bank USA federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #33124). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Goldman Sachs Bank USA offer a signup bonus?
Apple Card High Yield Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Apple Card High Yield Savings Account?
There is no minimum deposit to open a Apple Card High Yield Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Apple Card High Yield Savings Account offer?
Apple Card High Yield Savings Account offers an APY of 4.15% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Apple Card High Yield Savings Account charge?
Apple Card High Yield Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does Apple Card High Yield Savings Account offer?
This savings account includes the following features:
- Fraud monitoring - Apple Card High Yield Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Mobile Banking Services - Apple Card High Yield Savings Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to Apple Card High Yield Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day
Other Services by Goldman Sachs Bank USA
Other Savings Accounts from Goldman Sachs Bank USA
APY (Annual Percentage Yield)
4.10%
Disclaimer popup with additional information
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
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Learn MoreSuperMoney Net Recommendation Score
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Apple Card High Yield Savings Account Community Reviews
Would you recommend Apple Card High Yield Savings Account to your friends?
DC
Dylan C.
Oct 31, 2023
May or may not recommend
This savings account has allowed me to be confident in where I put my money, and how I want that money to grow. I have never felt more stable with my finances, and I believe that the Apple Card High Yield Savings has allowed me to reach more financial goals that I never thought I would reach. For this reason, I could not recommend Apple Card Savings enough!
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