Bison Federal Credit Union Cody Kids Share Account

Bison Federal Credit Union Cody Kids Share Account Review

Bison Federal Credit Union Cody Kids Share Account is offered by Bison Federal Credit Union, a credit union founded in 1951 and based in Shawnee, OK. Bison Federal Credit Union Cody Kids Share Account are available in 50 states (and Washington, DC).

Key Takeaways

• Higher than average APY. Bison Federal Credit Union Cody Kids Share Account has an annual percentage yield of up to 0.300%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $5.00 to earn that interest rate.
• $0 monthly fee. This account does not charge any monthly account fees.
• Small minimum initial deposit. You only need $10.00 to open an account.

Bison Federal Credit Union Cody Kids Share Account Pros & Cons

Pros	Cons
Available in all 50 states. Dividend-yielding account. Insured by NCUA. Access to physical branches. Access to a nationwide network of ATMs.	Does not offer mobile check deposits. Does not come with a debit card No signup bonus.

Bison Federal Credit Union Cody Kids Share Account FAQ

Are savings accounts from Bison Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Bison Federal Credit Union offer a signup bonus?

Bison Federal Credit Union Cody Kids Share Account doesn't offer a signup bonus.

What is the minimum initial deposit for Bison Federal Credit Union Cody Kids Share Account?

The minimum deposit to open a Bison Federal Credit Union Cody Kids Share Account is $10.00.

Bison Federal Credit Union Cody Kids Share Account Minimums

Description
Minimum Balance to Avoid Monthly Fee	$0.00
Minimum Balance to Earn APY	$5.00
Minimum Opening Deposit	$10.00

What APY does Bison Federal Credit Union Cody Kids Share Account offer?

Bison Federal Credit Union Cody Kids Share Account offers an APY of 0.300% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Bison Federal Credit Union Cody Kids Share Account charge?

Bison Federal Credit Union Cody Kids Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Bison Federal Credit Union Cody Kids Share Account offer?

This savings account includes the following features:

• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Bison Federal Credit Union Cody Kids Share Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Bison Federal Credit Union Cody Kids Share Account?

The customer support email for Bison Federal Credit Union Cody Kids Share Account is support@bisonfcu.com.