Last Updated: 04/18/2025
Broadview FCU Owner's Choice Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0.01
Broadview FCU Owner's Choice Account Review
Broadview FCU Owner's Choice Account is offered by Broadview Federal Credit Union, a credit union founded in 1934 and based in Albany, NY. Broadview FCU Owner's Choice Account are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.15%.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Broadview FCU Owner's Choice Account Pros & Cons
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Broadview FCU Owner's Choice Account FAQ
Are savings accounts from Broadview Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Broadview Federal Credit Union offer a signup bonus?
Broadview FCU Owner's Choice Account doesn't offer a signup bonus.
What is the minimum initial deposit for Broadview FCU Owner's Choice Account?
There is no minimum deposit to open a Broadview FCU Owner's Choice Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.01 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Broadview FCU Owner's Choice Account offer?
Broadview FCU Owner's Choice Account offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Broadview FCU Owner's Choice Account charge?
Broadview FCU Owner's Choice Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $22.50 fee.
- Outgoing international bank transfers come with a $35.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $28.00 fee per item.
- Broadview FCU Owner's Choice Account charges $2.00 every time you request a paper statement.
Does Broadview FCU Owner's Choice Account charge overdraft fees?
Yes, Broadview FCU Owner's Choice Account charges a $28.00 overdraft fee. Broadview FCU Owner's Choice Account offers overdraft protection at a cost of $1.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Broadview FCU Owner's Choice Account offer?
This savings account includes the following features:
- Mobile Banking Services - Broadview FCU Owner's Choice Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Broadview FCU Owner's Choice Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed