Last Updated: 04/18/2025
Broadview FCU Traditional and Roth IRA
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
1.75% - 2.50%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$10,000
Broadview FCU Traditional and Roth IRA Review
Broadview FCU Traditional and Roth IRA is offered by Broadview Federal Credit Union, a credit union founded in 1934 and based in Albany, NY. Broadview FCU Traditional and Roth IRA are available in 50 states and Washington, DC.
Key Takeaways
- High yield savings. This account offers an annual percentage yield of up to 2.50%, which is much higher than the average interest rate for a savings account. However, you must meet minimum balance requirements for higher APYs.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Broadview FCU Traditional and Roth IRA Pros & Cons
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Broadview FCU Traditional and Roth IRA FAQ
Are savings accounts from Broadview Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Broadview Federal Credit Union offer a signup bonus?
Broadview FCU Traditional and Roth IRA doesn't offer a signup bonus.
What is the minimum initial deposit for Broadview FCU Traditional and Roth IRA?
There is no minimum deposit to open a Broadview FCU Traditional and Roth IRA.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $10,000.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Broadview FCU Traditional and Roth IRA offer?
Broadview FCU Traditional and Roth IRA offers a variable APY starting at 1.75% and ranging up to 2.50% (APY stands for annual percentage yield, rates may change). This is much higher than the national average rate for savings accounts.
What fees does Broadview FCU Traditional and Roth IRA charge?
Broadview FCU Traditional and Roth IRA does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $22.50 fee.
- Outgoing international bank transfers come with a $35.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $28.00 fee per item.
- Broadview FCU Traditional and Roth IRA charges $2.00 every time you request a paper statement.
Does Broadview FCU Traditional and Roth IRA charge overdraft fees?
Yes, Broadview FCU Traditional and Roth IRA charges a $28.00 overdraft fee. Broadview FCU Traditional and Roth IRA offers overdraft protection at a cost of $1.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Broadview FCU Traditional and Roth IRA offer?
This savings account includes the following features:
- Mobile Banking Services - Broadview FCU Traditional and Roth IRA allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Broadview FCU Traditional and Roth IRA?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed