SuperMoney
  Community First Bank Youth Savings
Community First Bank Youth Savings Unaffiliated

Community First Bank Youth Savings

Unaffiliated
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Savings Accounts.
Marcus by Goldman Sachs Online Savings Account
Marcus by Goldman Sachs Online Savings Account 6 reviews
Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY N/A

Community First Bank Youth Savings Review

Community First Bank Youth Savings is offered by Community First Bank of South Carolina, a bank founded in 1990 and based in Walhalla, SC. Community First Bank Youth Savings is available in 2 states across the USA.

Key Takeaways

Community First Bank Youth Savings Pros & Cons

Pros Cons
  • Access to physical branches.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in 2 states.
  • Higher than average wire transfer fees.

Community First Bank Youth Savings FAQ

Are savings accounts from Community First Bank of South Carolina federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #32838). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Community First Bank of South Carolina offer a signup bonus?

Community First Bank Youth Savings doesn't offer a signup bonus.

What is the minimum initial deposit for Community First Bank Youth Savings?

Community First Bank Youth Savings Minimums
Description

What APY does Community First Bank of South Carolina offer?

Community First Bank Youth Savings is not an interest-bearing account.

What fees does Community First Bank Youth Savings charge?

Community First Bank Youth Savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $15 fee.
  • Outgoing international bank transfers come with a $60 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $60 fee.
  • Community First Bank Youth Savings charges a $20 fee for an early account closure. Contact Community First Bank Youth Savings for more details on what is considered an early closure.
  • Community First Bank Youth Savings charges $5 every time you request a paper statement.

What features and perks does Community First Bank Youth Savings offer?

This savings account includes the following features:

  • Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
  • Fraud monitoring - Community First Bank Youth Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - Community First Bank Youth Savings allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Community First Bank Youth Savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Community First Bank Youth Savings?

The customer support email for Community First Bank Youth Savings is callcenter@c1stbank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 2 states
  • North Carolina
  • South Carolina

Feature Breakdown

Wire Transfer Fee - Domestic (Incoming) $15
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $60
Wire Transfer Fee - International (Outgoing) $60
Paper Statement Fee $5
Returned Deposit Fee (Domestic) $10
Early Account Closure $20
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Automatic Transfers
  • Branch Access
  • No Rollover Fee
  • Member FDIC
  • Check Writing
Signup Deposit Requirement $0

Be the first to rate

 

Would you recommend Community First Bank Youth Savings to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Savings Accounts

Community First Bank of South Carolina Savings Accounts

Loading...