Last Updated: 04/18/2025
DATCU Credit Union Savings Account
Unaffiliated
in Savings Accounts from DATCU Credit Union
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.60%(Verified 08/25/2024)
Minimum Opening Deposit
Starting at $5
Minimum Balance to Earn APY
$100
DATCU Credit Union Savings Account Review
DATCU Credit Union Savings Account is offered by DATCU Credit Union, a credit union founded in 1936 and based in Corinth, TX. DATCU Credit Union Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Higher than average APY. DATCU Credit Union Savings Account has an annual percentage yield of up to 0.60%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $100 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5 to open an account.
- No ATM fees. DATCU Credit Union Savings Account does not charge fees on ATM transactions .
DATCU Credit Union Savings Account Pros & Cons
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DATCU Credit Union Savings Account FAQ
Are savings accounts from DATCU Credit Union federally insured?
No, your DATCU Credit Union savings accounts are not insured by a federal insurance agency. This means that if DATCU Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.
Does DATCU Credit Union offer a signup bonus?
DATCU Credit Union Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for DATCU Credit Union Savings Account?
The minimum deposit to open a DATCU Credit Union Savings Account is $5.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does DATCU Credit Union Savings Account offer?
DATCU Credit Union Savings Account offers an APY of 0.60% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does DATCU Credit Union Savings Account charge?
DATCU Credit Union Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
What features and perks does DATCU Credit Union Savings Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - DATCU Credit Union Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to DATCU Credit Union Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for DATCU Credit Union Savings Account?
The customer support email for DATCU Credit Union Savings Account is info@datcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM