Last Updated: 07/28/2025
DATCU Credit Union Visa Cash Back Credit Card
Unaffiliated
in Credit Cards from DATCU Credit Union
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
15.75% - 17.90%(Verified 08/25/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
N/A
Annual Fee
$0
DATCU Credit Union Visa Cash Back Credit Card Review
This is a cashback credit card issued by DATCU Credit Union. If you're wondering whether DATCU Credit Union Visa Cash Back Credit Card is the right card for you, read on.
Key Takeaways
- APRs: DATCU Credit Union Visa Cash Back Credit Card has a variable regular purchase APR that ranges from 15.75% up to 17.90%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
Pros & Cons of DATCU Credit Union Visa Cash Back Credit Card
| The Good | The Bad |
|
|
DATCU Credit Union Visa Cash Back Credit Card FAQ
Does DATCU Credit Union Visa Cash Back Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for DATCU Credit Union Visa Cash Back Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.DATCU Credit Union Visa Cash Back Credit Card has a variable purchase APR that ranges from 15.75% up to 17.90%. DATCU Credit Union Visa Cash Back Credit Card does not offer balance transfers. It also has a variable cash advance APR that ranges from 15.75% up to 17.90%.
Does DATCU Credit Union Visa Cash Back Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. DATCU Credit Union Visa Cash Back Credit Card does not offer balance transfers.Does DATCU Credit Union Visa Cash Back Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for DATCU Credit Union Visa Cash Back Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for DATCU Credit Union Visa Cash Back Credit Card?
The customer service number for DATCU Credit Union Visa Cash Back Credit Card is .
What is the support contact email for DATCU Credit Union Visa Cash Back Credit Card?
The support contact email for DATCU Credit Union Visa Cash Back Credit Card is info@datcu.org.
What is the login page for DATCU Credit Union Visa Cash Back Credit Card?
You can access the login page of DATCU Credit Union Visa Cash Back Credit Card here.
How do people rate the customer service and user experience of DATCU Credit Union Visa Cash Back Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does DATCU Credit Union Visa Cash Back Credit Card report your account activity to credit bureaus?
Yes, DATCU Credit Union Visa Cash Back Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does DATCU Credit Union perform a hard credit pull?
Yes, DATCU Credit Union Visa Cash Back Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for DATCU Credit Union Visa Cash Back Credit Card
- Visit the website of DATCU Credit Union Visa Cash Back Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM