SuperMoney
  Desert Financial Credit Union Membership Savings Account

Desert Financial Credit Union Membership Savings Account

in Savings Accounts from Desert Financial Credit Union

Unaffiliated

Desert Financial Credit Union Membership Savings Account

Unaffiliated

in Savings Accounts from Desert Financial Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Desert Financial Credit Union Membership Savings Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Monthly Fee $0 - $5
APY (Annual Percentage Yield) Up to 0.10%
APY Minimum Balance N/A

Desert Financial Credit Union Membership Savings Account Review

Desert Financial Credit Union Membership Savings Account is offered by Desert Financial Credit Union, a credit union founded in 1939 and based in Phoenix, AZ. Desert Financial Credit Union Membership Savings Account is available in 1 state across the USA.

Are savings accounts from Desert Financial Credit Union federally insured?

Yes, your Desert Financial Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Desert Financial Credit Union offer a signup bonus?

Desert Financial Credit Union Membership Savings Account doesn't offer a signup bonus.

What is the minimum balance for Desert Financial Credit Union Membership Savings Account?

The minimum balance to open a Desert Financial Credit Union Membership Savings Account is $25.
Desert Financial Credit Union Membership Savings Account Account Minimums
Description
APY Minimum Balance N/A
Minimum Initial Deposit $25
Minimum Combined Balance to Avoid Monthly Fee N/A
Minimum Required Balance $25
Minimum Direct Deposit to Avoid Monthly Fee N/A
Minimum Balance to Avoid Monthly Fee $25

What APY does Desert Financial Credit Union offer?

Desert Financial Credit Union Membership Savings Account offers an APY up to 0.10% (APY stands for annual percentage yield, rates may change).

What features and perks does Desert Financial Credit Union Membership Savings Account offer?

This account includes the following features:

  • Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
  • Fraud monitoring - Desert Financial Credit Union Membership Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
  • Nationwide ATM network - Withdraw money and check your balance from wherever you are.
  • Desert Financial Credit Union Membership Savings Account Features
    Description
    Bank Account Features
    • Automatic Savings
    • Bauer Financial A+/A Rating
    • Branch Access
    • Fraud Monitoring
    • Free Bill Pay
    • Interest Bearing Account
    • Mobile Banking
    • Mobile Check Deposit
    • Nationwide ATM Network
    • NCUA Member
    • No ATM Fees
    • No Monthly Maintenance Fee

What fees does Desert Financial Credit Union Membership Savings Account charge?

Desert Financial Credit Union Membership Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fee if you have a minimum daily balance of $25.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Outoing international bank transfers come with a $60 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Desert Financial Credit Union Membership Savings Account charges a $25 fee for an early account closure. Contact Desert Financial Credit Union Membership Savings Account for more details on what is considered an early closure.
  • Desert Financial Credit Union Membership Savings Account charges $2 every time you request a paper statement.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

Other Services by Desert Financial Credit Union

Availability

  Available in 1 state
Arizona
Availabile in all of Arizona

Feature Breakdown

Minimum Balance to Avoid Monthly Fee $25
Minimum Initial Deposit $25
Minimum Required Balance $25
Early Account Closure $25
Monthly Fee $0 - $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $35
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Outgoing) $60
Bauer Financial A+/A Rating  
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • NCUA Member
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) Up to 0.10%

Be the first to rate

 

Would you recommend Desert Financial Credit Union Membership Savings Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

0%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

Other Savings Accounts

Credit Karma Savings
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews