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Last Updated: 04/18/2025

Desert Financial Credit Union Membership Savings Account

from Desert Financial Credit Union

Last Updated: 04/18/2025

Desert Financial Credit Union Membership Savings Account logo
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APY (Annual Percentage Yield)

Up to 0.10%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $25

Minimum Balance to Earn APY

N/A
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Desert Financial Credit Union Membership Savings Account Review

Desert Financial Credit Union Membership Savings Account is offered by Desert Financial Credit Union, a credit union founded in 1939 and based in Phoenix, AZ. Desert Schools savings account are available in 1 state.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
  • $0 monthly account fees available. This account charges a monthly fee of up to $5, but the fee may be waived if you keep a minimum balance of$25.
  • No ATM fees. Desert Financial Credit Union Membership Savings Account does not charge fees on ATM transactions .

Desert Schools savings account Pros & Cons

Desert Schools savings account FAQ

Are savings accounts from Desert Financial Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Desert Financial Credit Union offer a signup bonus?

Desert Schools savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Desert Schools savings account?

The minimum deposit to open a Desert Schools savings account is $25.

What APY does Desert Financial Credit Union Membership Savings Account offer?

Desert Schools savings account offers an APY up to 0.10% (APY stands for annual percentage yield, rates may change).

What fees does Desert Schools savings account charge?

Desert Schools savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $25.
  • Outgoing domestic bank transfers come with a $20 fee.
  • Outgoing international bank transfers come with a $60 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Desert Schools savings account charges a $25 fee for an early account closure. Contact Desert Schools savings account for more details on what is considered an early closure.
  • Desert Schools savings account charges $2 every time you request a paper statement.

What features and perks does Desert Schools savings account offer?

This savings account includes the following features:
  • Fraud monitoring - Desert Schools savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Desert Schools savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Desert Schools savings account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Desert Schools savings account?

The customer support email for Desert Schools savings account is info.info@desertfinancial.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

148 N. 48th Street
Phoenix, AZ 85035
(602) 433-7000
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
Closed
Tuesday
10:00AM - 7:00PM
Wednesday
10:00AM - 7:00PM
Thursday
10:00AM - 7:00PM
Friday
10:00AM - 5:00PM
Saturday
Closed

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SuperMoney Net Recommendation Score

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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