Is Digit Saving the right fit for you?

1 more

Last Updated: 04/18/2025

Digit Saving

from Digit

Last Updated: 04/18/2025

Strongly recommended9 total votes

7 users recommend

2 users are unsure

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Highlights

Community Rating

Strongly recommended

APY (Annual Percentage Yield)

N/A

Minimum Opening Deposit

Minimum Balance to Earn APY

N/A

Number of Reviews

Digit Saving Review

Digit Saving is offered through Digit, a nonbank financial services provider founded in 2013 and based in San Francisco, CA. It is made possible by a bank partnership with MetaBank®, N.A.. Digit savings account are available in 50 states and Washington, DC.

Key Takeaways

Charges a monthly fee. This account charges a monthly fee of up to $5.
No minimum initial deposit. There is no minimum balance required to open an account online.

Digit savings account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.

Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
No sign-up bonus.

Digit savings account FAQ

Are Digit Saving deposits federally insured?

Yes, your Digit savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Digit offer a signup bonus?

Digit savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Digit savings account?

There is no minimum deposit to open a Digit savings account.

Digit Saving Minimums

Description

Minimum Opening Deposit

What APY does Digit Saving offer?

Digit savings account is not an interest-bearing account.

What fees does Digit savings account charge?

What features and perks does Digit savings account offer?

This savings account includes the following features:

Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Digit savings account allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Digit savings account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Digit savings account?

The customer support email for Digit savings account is help@digit.co.

How do people rate the customer service and user experience of Digit savings account?

Overall, Digit savings account is strongly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

100 Pine St FL 20

San Francisco, CA 94111

(888) 322-3103

Email Support

Other Services by Digit

Checking Accounts

Rating not yet determined (3 Reviews)

Budgeting Apps

Rating not yet determined (1 Review)

Availability

Available in 50 states and Washington, D.C.

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming

SuperMoney Net Recommendation Score

SuperMoney users strongly recommend this product, giving it a user recommendation score of +78, or 4.6 on a 5-point rating scale.

+78

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Reviewer Sentiment Over Time

Digit Saving Community Reviews

Would you recommend Digit Saving to your friends?

Jasmin O.

Nov 12, 2021

Would Recommend

Having money automatically saved for me is helpful and easy. I like that makes an emergency money cushion. The only thing I'm not a fan of is the fee

John C.

Nov 6, 2021

Would Recommend

I love this app and savings account. I run a music promotion business and this app has already saved me way over $50 for my first tax year. I highly recommend it because of how easy it is to use as well.

Candice W.

Oct 4, 2021

Would Recommend

Everyone likes to save money. Some desire a place to put their money. This may be a good place. Even you if have only a few pennies this would be a place for you!! One thing that sticks out to me is there minimum balance needed!! I like this aspect of this savings outlet!!

Ciara J.

Oct 4, 2021

May or may not recommend

I am unsure if I would recommend this to anyone. The savings account is nice because it is available in all states and I move around a lot. There is no interest for saving, so if you are looking to gain interest off your savings, I would not choose this savings account. I use it to store my money long-term rather than traditionally as a savings account.

Zavion H.

Oct 1, 2021

Would Recommend

Digit Saving Savings Accounts is a new way that utilizes AI to save for you. Save up to 10% of your paycheck every year With Digit's Savings Account, you'll never have to worry about forgetting to save money, having a retirement account, or paying off debt early. It's never been easier to invest in your future.

Marty S.

Sep 30, 2021

Would Recommend

If you want to save some bucks without the fear of charges or fees, then Digit savings is the best fit for you. I always use them when I need to save for something. They are available in virtually all the states in the US. Another thing I enjoy about Digit Savings is their customer service. It’s Dope and top notch.

B W.

Sep 29, 2021

Would Recommend

This is a simple company. Nothing is confusing or out of the ordinary about what they do. They say that they are a company that can help you save money, and that's the truth. The app has had some upgrades as of late and it's noticeable. And for those people who are on the fence, Digit offers a free 30-day trial every once in a while. It's worth checking out. ...Show More

Jenna C.

Sep 28, 2021

May or may not recommend

Digit provides pretty much the bare minimum. You're not gaining interest, you're not getting any perks/bonuses/cashback, you are simply using this to store your money. If that is all you are looking for, Digit is for you. Otherwise, look for a bank that gives you a little bit more bonuses.

Irfan T.

Sep 18, 2021

Would Recommend

It is really hard to save money during this time of inflation but i must say that opening a savings account at Digit has really helped me alot. A monthly fee of just $5 is enough to get old of this service where i can save my money. Their rules are straightforward, would 100% recommend to all.

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