Last Updated: 04/18/2025
DoverPhila FCU Christmas Club Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.050%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
N/A
DoverPhila FCU Christmas Club Savings Account Review
DoverPhila FCU Christmas Club Savings Account is offered by DoverPhila Federal Credit Union, a credit union founded in 1953 and based in Dover, OH. DoverPhila FCU Christmas Club Savings Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.050%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
DoverPhila FCU Christmas Club Savings Account Pros & Cons
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DoverPhila FCU Christmas Club Savings Account FAQ
Are savings accounts from DoverPhila Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does DoverPhila Federal Credit Union offer a signup bonus?
DoverPhila FCU Christmas Club Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for DoverPhila FCU Christmas Club Savings Account?
There is no minimum deposit to open a DoverPhila FCU Christmas Club Savings Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does DoverPhila FCU Christmas Club Savings Account offer?
DoverPhila FCU Christmas Club Savings Account offers an APY of 0.050% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does DoverPhila FCU Christmas Club Savings Account charge?
DoverPhila FCU Christmas Club Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $30.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- An overdraft on your account will trigger a $30.00 fee per item.
- DoverPhila FCU Christmas Club Savings Account charges $2.50 every time you request a paper statement.
Does DoverPhila FCU Christmas Club Savings Account charge overdraft fees?
Yes, DoverPhila FCU Christmas Club Savings Account charges a $30.00 overdraft fee.What features and perks does DoverPhila FCU Christmas Club Savings Account offer?
This savings account includes the following features:
- Mobile Banking Services - DoverPhila FCU Christmas Club Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to DoverPhila FCU Christmas Club Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for DoverPhila FCU Christmas Club Savings Account?
The customer support email for DoverPhila FCU Christmas Club Savings Account is feedback@dpfcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM