Last Updated: 04/18/2025
DoverPhila FCU Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
DoverPhila FCU Personal Loans Review
DoverPhila FCU Personal Loans is offered by DoverPhila Federal Credit Union, a credit union founded in 1953 and based in Dover, OH. DoverPhila FCU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for DoverPhila FCU Personal Loans are on the higher end of the spectrum.
DoverPhila FCU Personal Loans Pros & Cons
| Pros | Cons |
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DoverPhila FCU Personal Loans FAQ
What interest rates and personal loan terms does DoverPhila FCU Personal Loans offer?
What interest rates does DoverPhila FCU Personal Loans offer?
DoverPhila FCU Personal Loans offers a fixed APR personal loan product that starts at 10.00% APR.
What is the maximum loan term you can get with DoverPhila FCU Personal Loans?
DoverPhila FCU Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 10.00% |
What fees does DoverPhila FCU Personal Loans charge?
Does DoverPhila FCU Personal Loans charge an origination fee?
DoverPhila FCU Personal Loans may charge a personal loan origination fee .
Does DoverPhila FCU Personal Loans charge a late fee?
DoverPhila FCU Personal Loans does not disclose whether it charges late payment fees.
Does DoverPhila FCU Personal Loans charge prepayment fees?
No, DoverPhila FCU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for DoverPhila FCU Personal Loans?
DoverPhila FCU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. DoverPhila FCU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by DoverPhila FCU Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does DoverPhila FCU Personal Loans report your account activity to credit bureaus?
Yes, DoverPhila FCU Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does DoverPhila Federal Credit Union perform a hard credit pull?
Yes, DoverPhila FCU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are DoverPhila FCU Personal Loans legit?
DoverPhila Federal Credit Union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM