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Last Updated: 04/18/2025

Electro Savings CU Youth Savings Account

in Savings Accounts from Electro Savings Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.25% - 0.50%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $1

Minimum Balance to Earn APY

Electro Savings CU Youth Savings Account Review

Electro Savings CU Youth Savings Account is offered by Electro Savings Credit Union, a credit union founded in 1941 and based in St. Louis, MO. Electro Savings CU Youth Savings Account are available in 50 states and Washington, DC.

Key Takeaways

Higher than average APY. Electro Savings CU Youth Savings Account has an annual percentage yield of up to 0.50%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $1 to earn that interest rate.
No monthly maintenance fees. This account does not charge any monthly account fees.
Small minimum initial deposit. You only need $1 to open an account.
No ATM fees. Electro Savings CU Youth Savings Account does not charge fees on ATM transactions .

Electro Savings CU Youth Savings Account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Dividend-yielding account.
Debit card

Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
No signup bonus.

Electro Savings CU Youth Savings Account FAQ

Are savings accounts from Electro Savings Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Electro Savings Credit Union offer a signup bonus?

Electro Savings CU Youth Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Electro Savings CU Youth Savings Account?

The minimum deposit to open a Electro Savings CU Youth Savings Account is $1.

Electro Savings CU Youth Savings Account Minimums

Description

Minimum Balance to Earn APY

Minimum Opening Deposit

Starting at $1

What APY does Electro Savings CU Youth Savings Account offer?

Electro Savings CU Youth Savings Account offers a variable APY starting at 0.25% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change).

What fees does Electro Savings CU Youth Savings Account charge?

Electro Savings CU Youth Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does Electro Savings CU Youth Savings Account offer?

This savings account includes the following features:

Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Electro Savings CU Youth Savings Account allows you to manage your money online or with a mobile app.

Can you set up a direct deposit to Electro Savings CU Youth Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Electro Savings CU Youth Savings Account?

The customer support email for Electro Savings CU Youth Savings Account is members@escu.org.

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Contact

Headquarters

1805 Craigshire Road

St. Louis, MO 63146

(314) 434-6470

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

10:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:30PM

Saturday

9:00AM - 12:00PM

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APY (Annual Percentage Yield)

0.05%

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Minimum Balance to Earn APY

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.