Last Updated: 04/18/2025
Evergreen CU Christmas Club Share Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
Up to 0.05%(Verified 07/20/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
Evergreen CU Christmas Club Share Account Review
Evergreen CU Christmas Club Share Account is offered by Evergreen Credit Union, a credit union founded in 1951 and based in Portland, ME. Evergreen CU Christmas Club Share Account are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Evergreen CU Christmas Club Share Account Pros & Cons
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Evergreen CU Christmas Club Share Account FAQ
Are savings accounts from Evergreen Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Evergreen Credit Union offer a signup bonus?
Evergreen CU Christmas Club Share Account doesn't offer a signup bonus.
What is the minimum initial deposit for Evergreen CU Christmas Club Share Account?
There is no minimum deposit to open a Evergreen CU Christmas Club Share Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Evergreen CU Christmas Club Share Account offer?
Evergreen CU Christmas Club Share Account offers an APY up to 0.05% (APY stands for annual percentage yield, rates may change).
What fees does Evergreen CU Christmas Club Share Account charge?
Evergreen CU Christmas Club Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $15.00 fee.
- Outgoing international bank transfers come with a $45.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $15.00 fee.
- An overdraft on your account will trigger a $32.00 fee per item.
- Evergreen CU Christmas Club Share Account charges $5.00 every time you request a paper statement.
Does Evergreen CU Christmas Club Share Account charge overdraft fees?
Yes, Evergreen CU Christmas Club Share Account charges a $32.00 overdraft fee. Evergreen CU Christmas Club Share Account offers overdraft protection at a cost of $10.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Evergreen CU Christmas Club Share Account offer?
This savings account includes the following features:
- Mobile Banking Services - Evergreen CU Christmas Club Share Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Evergreen CU Christmas Club Share Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Evergreen CU Christmas Club Share Account?
The customer support email for Evergreen CU Christmas Club Share Account is info@egcu.org.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:30PM