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Last Updated: 04/18/2025

Evergreen CU Share Savings Account

in Savings Accounts from Evergreen Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

Up to 0.05%(Verified 07/20/2024)

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$0

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Evergreen CU Share Savings Account Review

Evergreen CU Share Savings Account is offered by Evergreen Credit Union, a credit union founded in 1951 and based in Portland, ME. Evergreen CU Share Savings Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.05%.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5.00 to open an account.

Evergreen CU Share Savings Account Pros & Cons

Evergreen CU Share Savings Account FAQ

Are savings accounts from Evergreen Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Evergreen Credit Union offer a signup bonus?

Evergreen CU Share Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Evergreen CU Share Savings Account?

The minimum deposit to open a Evergreen CU Share Savings Account is $5.00.

What APY does Evergreen CU Share Savings Account offer?

Evergreen CU Share Savings Account offers an APY up to 0.05% (APY stands for annual percentage yield, rates may change).

What fees does Evergreen CU Share Savings Account charge?

Evergreen CU Share Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $25.00 fee.
  • Incoming domestic bank transfers come with a $15.00 fee.
  • Outgoing international bank transfers come with a $45.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $15.00 fee.
  • An overdraft on your account will trigger a $32.00 fee per item.
  • Evergreen CU Share Savings Account charges $5.00 every time you request a paper statement.

Does Evergreen CU Share Savings Account charge overdraft fees?

Yes, Evergreen CU Share Savings Account charges a $32.00 overdraft fee.
Evergreen CU Share Savings Account offers overdraft protection at a cost of $10.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.

What features and perks does Evergreen CU Share Savings Account offer?

This savings account includes the following features:
  • Mobile Banking Services - Evergreen CU Share Savings Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Evergreen CU Share Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Evergreen CU Share Savings Account?

The customer support email for Evergreen CU Share Savings Account is info@egcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

225 Riverside St
Portland, ME 04103
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Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:30PM

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