Last Updated: 04/18/2025
First Harvest Credit Union Individual Retirement Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.15% - 0.25%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$0
First Harvest Credit Union Individual Retirement Account Review
First Harvest Credit Union Individual Retirement Account is offered by First Harvest Credit Union, a credit union founded in 1940 and based in Deptford, NJ. First Harvest Credit Union Individual Retirement Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. First Harvest Credit Union Individual Retirement Account has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
First Harvest Credit Union Individual Retirement Account Pros & Cons
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First Harvest Credit Union Individual Retirement Account FAQ
Are savings accounts from First Harvest Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does First Harvest Credit Union offer a signup bonus?
First Harvest Credit Union Individual Retirement Account doesn't offer a signup bonus.
What is the minimum initial deposit for First Harvest Credit Union Individual Retirement Account?
There is no minimum deposit to open a First Harvest Credit Union Individual Retirement Account.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does First Harvest Credit Union Individual Retirement Account offer?
First Harvest Credit Union Individual Retirement Account offers a variable APY starting at 0.15% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).
What fees does First Harvest Credit Union Individual Retirement Account charge?
First Harvest Credit Union Individual Retirement Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $10.00 fee.
- Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $50.00 fee.
- First Harvest Credit Union Individual Retirement Account charges $5.00 every time you request a paper statement.
What features and perks does First Harvest Credit Union Individual Retirement Account offer?
This savings account includes the following features:
- Mobile Banking Services - First Harvest Credit Union Individual Retirement Account allows you to manage your money online or with a mobile app.
Can you set up a direct deposit to First Harvest Credit Union Individual Retirement Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 6:00PM
Saturday
9:00AM - 1:00PM