Question 1

Are savings accounts from Instep Credit Union federally insured?

Accepted Answer

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit... Learn More at SuperMoney.com

Question 2

Does Instep Credit Union offer a signup bonus?

Accepted Answer

Instep Credit Union Regular Savings Account doesn't offer a signup bonus.

Question 3

What is the minimum initial deposit for Instep Credit Union Regular Savings Account?

Accepted Answer

The minimum deposit to open a Instep Credit Union Regular Savings Account is $5.00.

Question 4

What APY does Instep Credit Union Regular Savings Account offer?

Accepted Answer

Instep Credit Union Regular Savings Account offers a variable APY starting at 0.86% and ranging up to 1.56% (APY stands for annual percentage yield, rates may change).

Question 5

What fees does Instep Credit Union Regular Savings Account charge?

Accepted Answer

Instep Credit Union Regular Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees. An overdraft on your account will trigger a $28.00 fee per item.

Question 6

Does Instep Credit Union Regular Savings Account charge overdraft fees?

Accepted Answer

Yes, Instep Credit Union Regular Savings Account charges a $28.00 overdraft fee.

Question 7

What features and perks does Instep Credit Union Regular Savings Account offer?

Accepted Answer

This savings account includes the following features: Mobile Banking Services - Instep Credit Union Regular Savings Account allows you to manage your money online or with a mobile app. Nationwide ATM network - Conveniently transact at a nearby ATM.

Question 8

Can you set up a direct deposit to Instep Credit Union Regular Savings Account?

Accepted Answer

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

Question 9

What is the customer support email for Instep Credit Union Regular Savings Account?

Accepted Answer

The customer support email for Instep Credit Union Regular Savings Account is askus@instepmembers.com .

Instep Credit Union Regular Savings Account

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