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Savings Accounts
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Last Updated: 04/18/2025

Kinetic CU Savings Accounts

in Savings Accounts from Kinetic Credit Union

Last Updated: 04/18/2025

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APY (Annual Percentage Yield)

0.10%(Verified 06/21/2024)

Minimum Opening Deposit

Starting at $25

Minimum Balance to Earn APY

$25
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Kinetic CU Savings Accounts Review

Kinetic CU Savings Accounts is offered by Kinetic Credit Union, a credit union founded in 1956 and based in Columbus, GA. Kinetic CU Savings Accounts are available in 2 states.

Key Takeaways

  • Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
  • No ATM fees. Kinetic CU Savings Accounts does not charge fees on ATM transactions .

Kinetic CU Savings Accounts Pros & Cons

Kinetic CU Savings Accounts FAQ

Are savings accounts from Kinetic Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Kinetic Credit Union offer a signup bonus?

Kinetic CU Savings Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Kinetic CU Savings Accounts?

The minimum deposit to open a Kinetic CU Savings Accounts is $25.

What APY does Kinetic CU Savings Accounts offer?

Kinetic CU Savings Accounts offers an APY of 0.10% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Kinetic CU Savings Accounts charge?

Kinetic CU Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does Kinetic CU Savings Accounts offer?

    This savings account includes the following features:
    • Mobile Banking Services - Kinetic CU Savings Accounts allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to Kinetic CU Savings Accounts?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for Kinetic CU Savings Accounts?

    The customer support email for Kinetic CU Savings Accounts is mortgages@kineticcu.com.

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    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    (706) 320-8500
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:30AM - 5:00PM
    Tuesday
    8:30AM - 5:00PM
    Wednesday
    8:30AM - 5:00PM
    Thursday
    8:30AM - 5:00PM
    Friday
    8:30AM - 5:00PM
    Saturday
    Closed

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