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Last Updated: 04/18/2025

Ko’olau FCU Club Savings Account

in Savings Accounts from Ko’olau Federal Credit Union

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

0.00%(Verified 07/25/2024)

Minimum Opening Deposit

Minimum Balance to Earn APY

Ko’olau FCU Club Savings Account Review

Ko’olau FCU Club Savings Account is offered by Ko’olau Federal Credit Union, a credit union founded in 1953 and based in Kailua, HI. Ko’olau FCU Club Savings Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

0% APY. This savings account does not pay an interest rate.
No monthly maintenance fees. This account does not charge any monthly account fees.
Small minimum initial deposit. You only need $5.00 to open an account.

Ko’olau FCU Club Savings Account Pros & Cons

Pros

Cons

Available in 50 states, 5 U.S. territories and Washington, DC.
Insured by NCUA.
Access to physical branches.
Access to a nationwide network of ATMs.
No charge on incoming domestic or international wire transfers.

Does not earn interest
Does not offer mobile check deposits.
Does not come with a debit card
No signup bonus.

Ko’olau FCU Club Savings Account FAQ

Are savings accounts from Ko’olau Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Ko’olau Federal Credit Union offer a signup bonus?

Ko’olau FCU Club Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Ko’olau FCU Club Savings Account?

The minimum deposit to open a Ko’olau FCU Club Savings Account is $5.00.

Ko’olau FCU Club Savings Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

$0.00

Minimum Balance to Earn APY

$0.00

Minimum Opening Deposit

$5.00

What APY does Ko’olau FCU Club Savings Account offer?

Ko’olau FCU Club Savings Account is not an interest-bearing account. In other words, it doesn't pay an interest on your savings.

What fees does Ko’olau FCU Club Savings Account charge?

Ko’olau FCU Club Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Outgoing domestic bank transfers come with a $20.00 fee.
Outgoing international bank transfers come with a $50.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
An overdraft on your account will trigger a $29.00 fee per item.
Ko’olau FCU Club Savings Account charges $5.00 every time you request a paper statement.

Does Ko’olau FCU Club Savings Account charge overdraft fees?

Yes, Ko’olau FCU Club Savings Account charges a $29.00 overdraft fee.

What features and perks does Ko’olau FCU Club Savings Account offer?

This savings account includes the following features:

Mobile Banking Services - Ko’olau FCU Club Savings Account allows you to manage your money online or with a mobile app.
Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Ko’olau FCU Club Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Ko’olau FCU Club Savings Account?

The customer support email for Ko’olau FCU Club Savings Account is info@koolaufcu.org.

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Contact

Headquarters

151 Hekili St

Suite 101

Kailua, HI 96734

(808) 262-1239

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

10:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.