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Last Updated: 01/21/2026

Ko’olau FCU Checking Account

in Checking Accounts from Ko’olau Federal Credit Union

Last Updated: 01/21/2026

Ko’olau Federal Credit Union logo
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Highlights

Welcome Offer

N/A


Cashback Rewards

N/A


APY (Annual Percentage Yield)

0.000%(Verified 07/25/2024)

Monthly Service Fee

$0(Verified 01/21/2026)

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Ko’olau FCU Checking Account Review

The Ko’olau FCU Checking Account is offered by Ko’olau Federal Credit Union, a credit union founded in 1953 and based in Kailua, HI. Ko’olau FCU Checking Account is available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • 0% APY. As with most checking accounts, Ko’olau FCU Checking Account does not pay interest.
  • No monthly maintenance fees. This account does not charge any monthly account fees.

Ko’olau FCU Checking Account Pros & Cons

Ko’olau FCU Checking Account FAQ

Are checking accounts from Ko’olau Federal Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Ko’olau FCU Checking Account offer?

Ko’olau FCU Checking Account is not an interest-bearing account.

What are the account minimums for Ko’olau FCU Checking Account?

Ko’olau FCU Checking Account requires a minimum initial deposit of $25.00.

What fees does Ko’olau FCU Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Does Ko’olau FCU Checking Account charge overdraft fees?

Yes, Ko’olau FCU Checking Account charges a $29.00 fee for every overdraft.

What features and perks does Ko’olau FCU Checking Account offer?

This account includes the following features:
  • Mobile Banking Services - Ko’olau FCU Checking Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Ko’olau FCU Checking Account?

The customer support email for Ko’olau FCU Checking Account is info@koolaufcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

151 Hekili St
Suite 101
Kailua, HI 96734
(808) 262-1239
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
10:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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SuperMoney Net Recommendation Score

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-1000+100
No one recommends
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Ko’olau FCU Checking Account Community Reviews

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