Skip to content
SuperMoney logo
SuperMoney logo
Savings Accounts
Savings Accounts
3 more
Advertiser Disclosure

Last Updated: 04/18/2025

Lanier FCU Regular Savings Account

from Lanier Federal Credit Union

Last Updated: 04/18/2025

Lanier Federal Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate

Explore a similar product

Try this top product in Savings Accounts


Chime® logo

Chime Savings Account

Mostly recommended31 reviews
Visit Site

Compare All Savings Accounts


Filter & compare all your options in one place.

Filter & compare all your options in one place.

View All Products
Highlights icon

Highlights

APY (Annual Percentage Yield)

0.20% - 0.25%(Verified 09/03/2024)

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$6

Speech bubbles icon

Lanier FCU Regular Savings Account Review

Lanier FCU Regular Savings Account is offered by Lanier Federal Credit Union, a credit union founded in 1969 and based in Oakwood, GA. Lanier FCU Regular Savings Account are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Higher than average APY. Lanier FCU Regular Savings Account has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $6.00 to earn that interest rate.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • Small minimum initial deposit. You only need $5.00 to open an account.

Lanier FCU Regular Savings Account Pros & Cons

Lanier FCU Regular Savings Account FAQ

Are savings accounts from Lanier Federal Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Lanier Federal Credit Union offer a signup bonus?

Lanier FCU Regular Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for Lanier FCU Regular Savings Account?

The minimum deposit to open a Lanier FCU Regular Savings Account is $5.00.

What APY does Lanier FCU Regular Savings Account offer?

Lanier FCU Regular Savings Account offers a variable APY starting at 0.20% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).

What fees does Lanier FCU Regular Savings Account charge?

Lanier FCU Regular Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
  • Outgoing domestic bank transfers come with a $25.00 fee.
  • Outgoing international bank transfers come with a $40.00 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • An overdraft on your account will trigger a $30.00 fee per item.
  • Lanier FCU Regular Savings Account charges $5.00 every time you request a paper statement.

Does Lanier FCU Regular Savings Account charge overdraft fees?

Yes, Lanier FCU Regular Savings Account charges a $30.00 overdraft fee.

What features and perks does Lanier FCU Regular Savings Account offer?

This savings account includes the following features:
  • Mobile Banking Services - Lanier FCU Regular Savings Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Lanier FCU Regular Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Lanier FCU Regular Savings Account?

The customer support email for Lanier FCU Regular Savings Account is memberservices@lanierfcu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3718 Mundy Mill Rd
Oakwood, GA 30566
(770) 503-1765
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
8:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 5:30PM
Saturday
Closed

Other Services by Lanier Federal Credit Union

CD Accounts

2 products

Be the first to rate


Checking Accounts

4 products

Be the first to rate


Money Market Accounts

Be the first to rate

Credit Cards

2 products

Be the first to rate

Auto Loans

5 products

Be the first to rate


Personal Lines of Credit

Be the first to rate


Personal Loans

2 products

Be the first to rate

Other Savings Accounts from Lanier Federal Credit Union

Lanier Federal Credit Union logo
Rating not yet determined
Be the first to rate

APY (Annual Percentage Yield)

0.25%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$1
Visit Site

Lanier Federal Credit Union logo

APY (Annual Percentage Yield)

0.30%
Disclaimer popup with additional information

Minimum Opening Deposit

$1

Minimum Balance to Earn APY

$1

Lanier Federal Credit Union logo

APY (Annual Percentage Yield)

0.25%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$1

Lanier Federal Credit Union logo

APY (Annual Percentage Yield)

0.25%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$1

Lanier Federal Credit Union logo

APY (Annual Percentage Yield)

0.25%
Disclaimer popup with additional information

Minimum Opening Deposit

$5

Minimum Balance to Earn APY

$1

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Lanier FCU Regular Savings Account Community Reviews

Would you recommend Lanier FCU Regular Savings Account to your friends?

There are currently no reviews.

You might also like



Browse Savings Accounts