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Last Updated: 04/18/2025

Lanier FCU Overdraft Protection Loan

in Personal Lines of Credit from Lanier Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A


APR (Variable APR)

18.00%(Verified 09/04/2024)

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Lanier FCU Overdraft Protection Loan Review

Lanier FCU Overdraft Protection Loan is offered through Lanier Federal Credit Union, a credit union founded in 1969 and based in Oakwood, GA. Lanier FCU Overdraft Protection Loan are available in 50 states, 5 US territories, and Washington, DC.

Lanier FCU Overdraft Protection Loan FAQ

What APRs does Lanier FCU Overdraft Protection Loan offer?

Lanier FCU Overdraft Protection Loan offers a variable APR of 18.00% APR.

Does the Lanier FCU Overdraft Protection Loan charge an origination fee?

Yes, Lanier FCU Overdraft Protection Loan charges a line of credit origination fee .

Does the Lanier FCU Overdraft Protection Loan charge a cash advance fee?

Yes, Lanier FCU Overdraft Protection Loan may charge a fee .

Does Lanier FCU Overdraft Protection Loan charge a late fee?

Yes, Lanier FCU Overdraft Protection Loan may charge borrowers a late payment fee .

What do you need to qualify for Lanier FCU Overdraft Protection Loan?

Lanier FCU Overdraft Protection Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Lanier FCU Overdraft Protection Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Lanier FCU Overdraft Protection Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Lanier FCU Overdraft Protection Loan report your account activity to credit bureaus?

Yes, Lanier FCU Overdraft Protection Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Lanier Federal Credit Union perform a hard credit pull?

Yes, Lanier FCU Overdraft Protection Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Lanier FCU Overdraft Protection Loan

  • Visit the Lanier FCU Overdraft Protection Loan website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

3718 Mundy Mill Rd
Oakwood, GA 30566
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
8:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 5:30PM
Saturday
Closed

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