Last Updated: 04/18/2025
Los Angeles FCU Regular Share Savings Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.05% - 0.10%(Verified 06/21/2024)
Minimum Opening Deposit
Starting at $10
Disclaimer popup with additional information
Minimum Balance to Earn APY
N/A
Los Angeles FCU Regular Share Savings Account Review
Los Angeles FCU Regular Share Savings Account is offered by Los Angeles Federal Credit Union, a credit union founded in 1936 and based in Los Angeles, CA. Los Angeles Federal Credit Union Savings Accounts are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.10%.
- $0 monthly account fees available. This account charges a monthly fee of up to $5, but the fee may be waived if you keep a minimum balance of$50.
- Small minimum initial deposit. You only need $10 to open an account.
- No ATM fees. Los Angeles FCU Regular Share Savings Account does not charge fees on ATM transactions .
Los Angeles Federal Credit Union Savings Accounts Pros & Cons
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Los Angeles Federal Credit Union Savings Accounts FAQ
Are savings accounts from Los Angeles Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Los Angeles Federal Credit Union offer a signup bonus?
Los Angeles Federal Credit Union Savings Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for Los Angeles Federal Credit Union Savings Accounts?
The minimum deposit to open a Los Angeles Federal Credit Union Savings Accounts is $10.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $50 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $10 (see terms and conditions) | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Los Angeles FCU Regular Share Savings Account offer?
Los Angeles Federal Credit Union Savings Accounts offers a variable APY starting at 0.05% and ranging up to 0.10% (APY stands for annual percentage yield, rates may change).
What fees does Los Angeles Federal Credit Union Savings Accounts charge?
Los Angeles Federal Credit Union Savings Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
However, you can waive the monthly fees if you have a minimum daily balance of $50.
What features and perks does Los Angeles Federal Credit Union Savings Accounts offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Los Angeles Federal Credit Union Savings Accounts allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Los Angeles Federal Credit Union Savings Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Los Angeles Federal Credit Union Savings Accounts?
The customer support email for Los Angeles Federal Credit Union Savings Accounts is infor@lafcu.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM