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Last Updated: 04/18/2025

Los Angeles FCU Auto Loans

in Auto Loans from Los Angeles Federal Credit Union

Last Updated: 04/18/2025

Los Angeles Federal Credit Union logo
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Amount Range

N/A

APR (Variable APR)

5.50% - 17.50%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 180
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Los Angeles FCU Auto Loans Review

Los Angeles FCU Auto Loans is offered by Los Angeles Federal Credit Union, a credit union founded in 1936 and based in Los Angeles, CA. Los Angeles FCU Auto Loans are available in 50 states and Washington, DC.

Los Angeles FCU Auto Loans FAQ

What APR does Los Angeles FCU Auto Loans offer on its car loans?

Los Angeles FCU Auto Loans offers a variable APR car loan product that ranges from 5.50% APR up to 17.50% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

What is the maximum auto loan term you can get with Los Angeles FCU Auto Loans?

Los Angeles FCU Auto Loans has car loans with a maximum term of 180 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

Does Los Angeles FCU Auto Loans charge an origination fee?

Yes, Los Angeles FCU Auto Loans may charge a loan origination fee .

Does Los Angeles FCU Auto Loans charge a late fee?

Yes, Los Angeles FCU Auto Loans charges borrowers with a late payment penatly fee

Does Los Angeles FCU Auto Loans charge prepayment fees?

Yes, Los Angeles FCU Auto Loans does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment can reduce or even cancel the interest savings of repaying a loan early.

Can I pay off early my Los Angeles FCU Auto Loans loan?

Yes, you can. However, Los Angeles FCU Auto Loans charges a prepayment fee if you pay your car loan early. This fee could reduce or eliminate the savings from paying the car loan early.

What do you need to qualify for Los Angeles FCU Auto Loans?

Los Angeles FCU Auto Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Los Angeles FCU Auto Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Los Angeles FCU Auto Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Los Angeles FCU Auto Loans report your account activity to credit bureaus?

Yes, Los Angeles FCU Auto Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Los Angeles Federal Credit Union perform a hard credit pull?

Yes, Los Angeles FCU Auto Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Los Angeles Federal Credit Union a legit company?

Los Angeles Federal Credit Union was founded in 1936, it is a well-established company that has been in business for 90 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

undefined Glendale Blvd
Los Angeles, CA 91205
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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