Last Updated: 04/18/2025
Louisville FCU Youth Share Account
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Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.10% - 0.25%(Verified 06/21/2024)
Minimum Opening Deposit
$25
Minimum Balance to Earn APY
$25
Louisville FCU Youth Share Account Review
Louisville FCU Youth Share Account is offered by Louisville Federal Credit Union, a credit union founded in 1924 and based in Louisville, KY. Louisville FCU Youth Share Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Louisville FCU Youth Share Account has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $25.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
Louisville FCU Youth Share Account Pros & Cons
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Louisville FCU Youth Share Account FAQ
Are savings accounts from Louisville Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Louisville Federal Credit Union offer a signup bonus?
Louisville FCU Youth Share Account doesn't offer a signup bonus.
What is the minimum initial deposit for Louisville FCU Youth Share Account?
The minimum deposit to open a Louisville FCU Youth Share Account is $25.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Required Balance | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Louisville FCU Youth Share Account offer?
Louisville FCU Youth Share Account offers a variable APY starting at 0.10% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).
What fees does Louisville FCU Youth Share Account charge?
Louisville FCU Youth Share Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- An overdraft on your account will trigger a $20.00 fee per item.
Does Louisville FCU Youth Share Account charge overdraft fees?
Yes, Louisville FCU Youth Share Account charges a $20.00 overdraft fee. Louisville FCU Youth Share Account offers overdraft protection at a cost of $2.00 per transaction. This overdraft protection fee is charged every time the bank arranges a transfer from another one of your accounts, typically a savings account, to cover the overdraft.
What features and perks does Louisville FCU Youth Share Account offer?
This savings account includes the following features:
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Louisville FCU Youth Share Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Louisville FCU Youth Share Account?
The customer support email for Louisville FCU Youth Share Account is lfcu@louisvillefcu.com.
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Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
7:30AM - 4:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 5:00PM
Saturday
Closed