Last Updated: 04/18/2025
Mocse Federal Credit Union IRA Accounts
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.02% - 0.06%(Verified 06/21/2024)
Minimum Opening Deposit
$0
Minimum Balance to Earn APY
$100
Mocse Federal Credit Union IRA Accounts Review
Mocse Federal Credit Union IRA Accounts is offered by Mocse Federal Credit Union, a credit union founded in 1959 and based in Modesto, CA. Mocse Federal Credit Union IRA Accounts are available in 50 states and Washington, DC.
Key Takeaways
- Low interest rate. The maximum annual percentage yield for this account is only 0.06%.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- No minimum initial deposit. There is no minimum balance required to open an account online.
Mocse Federal Credit Union IRA Accounts Pros & Cons
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Mocse Federal Credit Union IRA Accounts FAQ
Are savings accounts from Mocse Federal Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Mocse Federal Credit Union offer a signup bonus?
Mocse Federal Credit Union IRA Accounts doesn't offer a signup bonus.
What is the minimum initial deposit for Mocse Federal Credit Union IRA Accounts?
There is no minimum deposit to open a Mocse Federal Credit Union IRA Accounts.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Mocse Federal Credit Union IRA Accounts offer?
Mocse Federal Credit Union IRA Accounts offers a variable APY starting at 0.02% and ranging up to 0.06% (APY stands for annual percentage yield, rates may change).
What fees does Mocse Federal Credit Union IRA Accounts charge?
Mocse Federal Credit Union IRA Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $25.00 fee.
- Incoming domestic bank transfers come with a $25.00 fee.
- Mocse Federal Credit Union IRA Accounts charges $5.00 every time you request a paper statement.
What features and perks does Mocse Federal Credit Union IRA Accounts offer?
This savings account includes the following features:
Can you set up a direct deposit to Mocse Federal Credit Union IRA Accounts?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Mocse Federal Credit Union IRA Accounts?
The customer support email for Mocse Federal Credit Union IRA Accounts is info@mocse.org.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed