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Auto Loan Refinancing
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Last Updated: 04/18/2025

Mocse Federal Credit Union Car Refinance Loan

in Auto Loan Refinancing from Mocse Federal Credit Union

Last Updated: 04/18/2025

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Amount Range

N/A

APR (Fixed APR)

6.89% - 15.46%(Verified 06/21/2024)

Credit Score Range

N/A

Loan Term (Months)

Up to 84
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Mocse Federal Credit Union Car Refinance Loan Review

Mocse Federal Credit Union Car Refinance Loan is an auto loan refinance offering by Mocse Federal Credit Union, based in Modesto, CA. Founded in 1959, Mocse Federal Credit Union offers auto refinance loans in 50 states (and Washington, DC).

What are the auto loan refinancing rates offered through Mocse Federal Credit Union Car Refinance Loan?

Mocse Federal Credit Union Car Refinance Loan offers a fixed APR car loan refinancing product that ranges from 6.89% APR up to 15.46% APR.

What is the maximum loan term you can get with Mocse Federal Credit Union Car Refinance Loan?

Mocse Federal Credit Union Car Refinance Loan offers auto refinancing with a maximum term of 84 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay.

Does Mocse Federal Credit Union Car Refinance Loan charge an origination fee on auto refinance loans?

Yes, Mocse Federal Credit Union Car Refinance Loan charges a loan origination fee .

Does Mocse Federal Credit Union Car Refinance Loan charge a late fee?

Yes, auto refinance loans via Mocse Federal Credit Union Car Refinance Loan are subject to late payment penalty fees .

Does Mocse Federal Credit Union Car Refinance Loan charge prepayment fees?

Yes, Mocse Federal Credit Union Car Refinance Loan does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early.

What do you need to qualify for Mocse Federal Credit Union Car Refinance Loan?

Mocse Federal Credit Union Car Refinance Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Mocse Federal Credit Union Car Refinance Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mocse Federal Credit Union Car Refinance Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Mocse Federal Credit Union Car Refinance Loan report your account activity to credit bureaus?

Yes, Mocse Federal Credit Union Car Refinance Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Mocse Federal Credit Union perform a hard credit pull?

Yes, Mocse Federal Credit Union Car Refinance Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Is Mocse Federal Credit Union a legit company?

Mocse Federal Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

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Contact

Headquarters

3600 Coffee Rd
Modesto, CA 95355
(209) 572-3600
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Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed

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