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Last Updated: 04/18/2025

MyUSA Credit Union Student Savings Account

from MyUSA Credit Union

Last Updated: 04/18/2025

MyUSA Credit Union logo
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APY (Annual Percentage Yield)

5.13%(Verified 06/21/2024)

Minimum Opening Deposit

$0

Minimum Balance to Earn APY

$0.01

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MyUSA Credit Union Student Savings Account Review

MyUSA Credit Union Student Savings Account is offered by MyUSA Credit Union, a credit union founded in 1934 and based in Middletown, OH. MyUSA Credit Union Student Savings Account are available in 50 states and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 5.13%, which is much higher than the average interest rate for a savings account.
  • No monthly maintenance fees. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

MyUSA Credit Union Student Savings Account Pros & Cons

MyUSA Credit Union Student Savings Account FAQ

Are savings accounts from MyUSA Credit Union federally insured?

Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does MyUSA Credit Union offer a signup bonus?

MyUSA Credit Union Student Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for MyUSA Credit Union Student Savings Account?

There is no minimum deposit to open a MyUSA Credit Union Student Savings Account.

What APY does MyUSA Credit Union Student Savings Account offer?

MyUSA Credit Union Student Savings Account offers an APY of 5.13% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does MyUSA Credit Union Student Savings Account charge?

MyUSA Credit Union Student Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

    What features and perks does MyUSA Credit Union Student Savings Account offer?

    This savings account includes the following features:
    • Mobile Banking Services - MyUSA Credit Union Student Savings Account allows you to manage your money online or with a mobile app.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to MyUSA Credit Union Student Savings Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for MyUSA Credit Union Student Savings Account?

    The customer support email for MyUSA Credit Union Student Savings Account is mmarketing@myusacu.com.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    3600 Towne Blvd
    Middletown, OH 45005
    (800) 633-8905
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    9:00AM - 6:00PM
    Tuesday
    9:00AM - 6:00PM
    Wednesday
    9:00AM - 6:00PM
    Thursday
    9:00AM - 6:00PM
    Friday
    9:00AM - 6:00PM
    Saturday
    9:00AM - 12:00PM

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    Other Savings Accounts from MyUSA Credit Union

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    Rating not yet determined
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    APY (Annual Percentage Yield)

    0.05% - 7.00%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    $0.01
    Visit Site

    MyUSA Credit Union logo

    APY (Annual Percentage Yield)

    0.03% - 0.12%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    $0.01

    MyUSA Credit Union logo

    APY (Annual Percentage Yield)

    0.03% - 0.12%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    $0.01

    MyUSA Credit Union logo

    APY (Annual Percentage Yield)

    0.05%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $5

    Minimum Balance to Earn APY

    $0.01

    MyUSA Credit Union logo

    APY (Annual Percentage Yield)

    0.07% - 3.80%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    $0.01

    MyUSA Credit Union logo

    APY (Annual Percentage Yield)

    0.05%
    Disclaimer popup with additional information

    Minimum Opening Deposit

    $0

    Minimum Balance to Earn APY

    $0.01

    SuperMoney Net Recommendation Score

    This product has no reviews yet. Help others by sharing your thoughts.

    0

    -1000+100
    No one recommends
    Everyone recommends
    The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

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